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Counter Offer During Job Confirmation? [ November 22nd, 2009 ] | 77 views | Leave a Comment

Getting a job confirmation is an exciting experience but be careful not to sign your confirmation letter quickly without looking into all the important points. This is because there are terms and condition applied for your job confirmation, you have to check whether you will be subject to any salary increment as a confirmed employee? Will your job role and responsibility remain the same? What are the extra benefits you will enjoy as a confirmed employee?

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For me, I have to give 3 months notice of resignation. It’s a way too long but if you are planning to stay longer at your current company then it should not be an issue. However, you still need to do counter offer during job confirmation. This is because it’s imperative to know that some employers would not wait until 3 months before a new employee joins. So, you need to think twice before making any decision.

If you very satisfy with your job and position then you can try to bargain more in order to suit your current needs. Besides, you need to do some salary survey and research to make sure that you will not underpaid. For me, I have fully prepared with the next move and planning to show something or offer to my company, which will bring more benefits to it.

My Sample of Job Confirmation Counter Proposal Letter

Leave a Comment | Posted in » Finance Tips

My First Advertlets Payout

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Advertlets is founded by Josh Lim & Associates.

As everybody known, making money with Advertlets is no longer a secret. Nowadays, there are many new and existing bloggers quite actively discussing about this local advertising program in our Malaysia’s popular forum - Lowyat.net. Even though there is a lot of complaints about Advertlets but at least, it does pay me the money in the end. See the proof below:

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But, do you know how long can I get the payment? See the date I cashed out the advertising earning below:

Malaysia Motor Insurance - No Claim Discount (NCD)

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Do you know what is NCD? NCD is No Claim Discount and this is the thing that every people should know when buying car. If you are buying car for the first time or become the first time policyholder, then you will not have NCD for the first year on the road.

This No Claim Discount (NCD) is only given to the policy holders upon they renew their motor insurance if no claim was made against your policy within 12 months coverage. Let say if you free from any claim within the year, then you will be rewarded with a 25% NCD discount of your renewal premium next year. Else, your NCD for your car will be forfeited and falls back to 0%. In the other words, once you have claimed on the motor insurance then your NCD is gone.

For those existing car driver who is planning to change their car then they can transfer their current NCD to new car’s insurance, even if switch to another insurance company. However, the NCD is not transferable to another person. Let say you have 55% NCD for your existing car but you sold it and didn’t buy another car within 2 years then your 55% NCD will go down 2 levels become 38.33%.

NCD Is Not Just A Discount

November 15th, 2009 | Posted in » Finance Tips, Insurance | 2 Comments | 322 views

New Perodua MPV Car: Perodua Alza

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The competition between Proton and Perodua is never ending. Recently, quite a lot of forumers actively discussed about the upcoming Perodua MPV - Perodua Alza and some of them make comparison between new Perodua MPV and Proton Exora. As I known, Perodua always make sure that they are not left behind. Some more, we can see that they’re intending to venture into a different market segment and compete head to head with Proton. Nothing much we can compare now, let us see the exterior and interior of Perodua MPV:

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Based on the picture shown, I guess this new Perodua MPV could be sized something between the Toyota Avanza and the Grand Livina and be priced near the RM55-70k level.

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Based on the overview of the Perodua MPV interior, we can see that the interior looks spacious enough. I think it can fit 7 passengers in comfort. Read More …

November 12th, 2009 | Posted in » News & Announcement, imDavidLee Life | 4 Comments | 4,888 views

Sports Toto 4D Lottery Game

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Did you play any lottery game before? Most of the people have their same thinking when plays lottery game; they just want to make fortunes quickly. One of the popular lottery game is Sports Toto 4D. Through this lottery game, you can select your 4 digits and bet on the specific number. Once you bet the amount, you will get a receipt, which is the proof while claiming your winning prizes.

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Rules of Sport Toto 4D Lottery Game

You can play Toto 4D as small or big game. Based on my understanding, there are 23 prizes for big game and 3 prizes for small game and you can get any amount up to RM 3500. The minimum amount that you can bet is only RM1. There are the facts that many people win a lot of money in Sport Toto 4D and you could become the next winner.

November 9th, 2009 | Posted in » Gambling | 2 Comments | 936 views

My Personal Budget 2010

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Year 2009 going to the end soon, I have achieved what I desire through this year of 2009 and it has been a challenging year for me since I have found my direction towards my future goals. Over the past 10 months, I had put more time, effort and dedication on something that I never discover before. Honestly, I have just graduated from my training industry. And now, I am quite ready to do business.

While everyone is expecting for economic improvement next year, there are measures that business and finance sector can take part of their roles to increase the chances of success. Hopefully year 2010 will bring economic growth and recovery, but most businessman and marketers know that they can’t afford to wait and see what happens. Now it’s the time for us to find some ways to generate improvements for ourselves.

For most of the company, year 2009 hasn’t been the greatest year. Many experts argued that we’ve just passed through 1 of the worst years in the economic history. However, I think most of the people would take that as their experiences and need to do build the foundation for a great comeback year in 2010. I have my own plan already. So, what’s your plan?

My Personal Budget 2010: What Will Happen In My Year 2010?

November 5th, 2009 | Posted in » Achievement 2009, News & Announcement | 4 Comments | 1,159 views

Earlier Retirement via Property Investment

Many of my friends who did not have higher education are all to be more adventurous and grab any golden opportunity to earn a higher income in a strong currency. Most of them went to working oversea as they think that the amount that earns working overseas in 1 year is almost equivalent to at least 3-5 years of working in Malaysia.

I hope one day I managed to accumulate extra income over RM10k per month to allow me to retire comfortably. I have promised myself that my goal is to retire debt free, which is before the age of 65. But now, I have changed my mind and set higher target, which must achieve it within the next 10 years by just property investment.

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