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How To Register Malaysia Income Tax Online? [ February 7th, 2010 ] | 120 views | 1 Comment

As everybody known, Malaysia had introduces the use of income tax e-filing since many years ago. But, there are still a lot of Malaysian do not know how to make use of it. Today, I will teach you step by step on how to do your online register income tax so that you can save a lot of time and trouble.

Steps On How To Do Register Malaysia Income Tax Online

Step 1: Get your PIN number through email. The PIN number is a 16 digit number. Please make sure that you have all the information together so that you no need to do double job:

i) Tax Reference Number
ii) Latest Home Address
iii) Copy of Identification Card (front and back)
iv) Phone Number

Send your application to pin@hasil.gov.my

Step 2: While waiting for your request PIN Number to be processed, you can try log on to http://ekl.hasil.gov.my to register your income tax.

Step 3: Next, click on “Daftar Pembayar Cukai Individu”.

register_income_tax

1 Comment | Posted in » Finance Tips, Income Tax

Namecheap Coupon Code for February 2010

Again, this is the start of wonderful month and we’re back with Namecheap coupon code for February 2010. For me, Namecheap is the best domain registrar Company. I will always share out the Namecheap coupon codes which will help you to save money on domain registration.

February2010NameCheapCoupon

Here is Namecheap coupon code for February 2010:

February 4th, 2010 | Posted in » Domain Name | 1 Comment | 139 views

Beware of Malaysia Phone Call Scam !!!

As most Malaysian knows, our newspaper will be flooded by a lot of interesting news each period of time. Nowadays, i can see that more and more SMS Scam cases capturing the highlights of our local newspaper. Recently, I have received a phone call asking if I can do a phone survey, and they would like to know more about the consumer’s buying pattern. I have given them a chance and answered several questions and at the end of the call, the operator gave me a number. He invited me to attend their shop and said that i can have chance to win the “lucky draw” prizes.

phone_call_scam

I did not go for the event but i received a phone call that tells me i have won the lucky draw which is the cash prizes of RM100k and the event organizer request my bank account number in order for them to transfer money to me. I did not quite believe with him and i refused to give him my bank account number. Instead of that, I told them to write a cheque for me but he gave excuses that they are unable to send me the cheque but they have opened a temporary account in Hong Kong’s Bank where they have placed the money there and also gave me the account number & password to access that the account. Then, i started to call the bank and the automated voice machine said that i have HK$200k deposited. However, i still cannot fully trust them and request them for more proof and they gave me a website where they sell products.

February 1st, 2010 | Posted in » Finance Tips, News & Announcement | 3 Comments | 288 views

Do You Get Year End Bonus From Your Employer?

Year 2008 & 2009, i did not get any year end bonus from my job accomplishment but this year will be the first time I’m at a company where I can get an annual bonus, but I’m not holding my breath that anything is coming my way. I just have plan on how to get it and try to perform very well at current company in order to accomplish my goals.

job_bonus-1

In Malaysia, bonuses are taxed just like our regular salary. Started from this year, my current company will give out bonus based on employee performance merit and i found that this is a good motivator. I consider myself very lucky to work under such a pay scale company and find myself very rarely complaining about my job. Sometimes, I might work late or a bit pressure when I need to have very high job satisfaction.

January 29th, 2010 | Posted in » Achievement 2010 | 2 Comments | 352 views

Will Malaysia Electricity Tariff Hike?

Many people also agree that prices always go up instead of going down. The value of money will go down. When every Malaysian is trying hard to cope with the fuel price hike, sugar price hike, and cigarette price hike, the news on new electricity tariff has caught everyone attention as well.

electricitytariff

Our current electricity tariff is - the first 200 kW of usage, the rate is 0.218(rate) x 200(unit) but if your electricity usage is beyond the first 200 kW, the rate is 0.334. Let say if your electricity tariff for the month is 225 units, then the calculation will be like this:

200 kWh x 0.218 = RM43.60
25 kWh x 0.334 = RM8.35

Total = RM51.95

Be Prepared Before Bad Thing Come

January 26th, 2010 | Posted in » Finance Tips, My Saving Plan | 2 Comments | 279 views

Latest Fixed Deposit Rates(FD Rates) In Malaysia

If you having tough time to make decision on which bank should you put your money into fixed deposit account to earn better interest rates, then you have come to the right place as you can see a list of comparison among all Malaysia banks here.

Since now is year 2010, perhaps it is a great time for me to review the latest Malaysia fixed deposit rates of banks this January 2010. But, please bare in mind that the rates may go up and down at any time. You are advised to confirm the latest fixed deposit rates with the respective banks concerned.

fd_rates

Last time the FD rate for 1 month is about 3.0%, but now become 2.0% only. I can feel that the decreasing interest rate is making the value of the money in bank become smaller. So, it’s not a good idea if continue to do put your money into fixed deposit account as it may easily wipe out millions of profit or loss.

Latest Malaysia Fixed Deposit Rates:

January 23rd, 2010 | Posted in » Bank & Investment | 5 Comments | 846 views

My Simple Ways to Save Money

These are my personal tips on how to save money for your own future. Most of the time I will try to make use of my negotiation skills, finding some discount voucher and coupon, be sensitive with what people said where and which is cheaper. These are the common thing that I am doing frequently in order to make sure that I can have financial freedom in future.

save_money_tips

How Can I Save Money In My Real Life?

Almost every month before I receive my paycheck, i will try to save a portion of it — almost 50% of my income will go to saving. You can try to save your extra funds into different types of saving account, which may earn you some interest.

January 20th, 2010 | Posted in » My Saving Plan | 6 Comments | 1,046 views