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The More We Spend The Higher Rate of Return On Investment Needed [ September 2nd, 2010 ] | 84 views | Leave a Comment

I believe that those who are ‘thrify‘ will grow wealthy, and those who are ‘spendthrifts‘ will become poor. During my school time, i already have a game of adhering to my budget in which saving 50 cents out of my pocket money. As i known, the discipline of being able to control our spending and save consistently would make us success in the later stage.

big spend

For those who are from top management level who earn more than RM10k per month does not necessary that they can live wealthy. Let’s take an example, the managing director of a multinational corporation, who was earning RM120k per year. Given his hefty income, we expected him to have great substancial amount of money over the years, right? However, sometimes we may found that quite a great number of them whose total assets actually is less than RM500k while the net worth is less than RM200k. Plus, more than 70% of his net worth was from EPF savings.

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Leave a Comment | Posted in » Finance Tips

Long or short domain name ??

As u known, domain names can b of any length up to 67 chars. U don’t hav to settle for an obscure domain name like ppo.com when wat u mean is PangPuiOng.com…….

Some argue tat shorter domain names r easier to remember, easier to type n less mistakes - for eg, “getit.com” is easier to remember and less prone to typing error than “imthemostpowerfulpeople.com”…

Others argue that a longer domain name is usually easier to understand - for eg, “ilmmh.com” is difficult to remember and type correctly, whereas if we expand it to its long form, “ILoveMyMumHair.com”, we are more likely to remember the domain name….

Which would I go for?
I’d go for the shorter name if I can get a meaningful one… However, I would probably avoid extremely long names which combine frm 67 chars.

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November 23rd, 2007 | Posted in » Domain Name | Leave a Comment | 654 views

New RM50 Note

I received an email from my friend showing me pictures of the new Ringgit Malaysia 50 note. I believe the size will be smaller than the current one with more security features.

DESIGN AND SPECIFICATIONS

Size
152mm X 76mm

The back design shows the Stadium Utama Bukit Jalil in the centre. The logo of Kuala Lumpur 98-XVI Commonwealth Games appears on the left of the note.

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November 7th, 2007 | Posted in » News & Announcement | Leave a Comment | 557 views

Economic Downturn Attack on February 2008?

Several reasons:

1. All prices going up: oil, chicken, property, wheat, etc. Needs Economic downturn to stabilize the price

2. China market and shares keep going up and up continuously..Most people in China can make money easily by involving in the market share…this is a bad news to the world..Therefore economic downturn is needed for China market retracement

3. Both above happened in 1997, right before economic downturn. Hint for the next economic downturn? 2008?

4. US foreign exchange (the biggest currency player) is too weak…keep going down..

5. Economic downturn happened every 10 years for market stabilization/retracement: 1987, 1997, and then 2008?

6. Market will go up during Chrismas and Chinese New Year, then it is the right time to have economic downturn on February 2008?

Just wait and see..

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November 5th, 2007 | Posted in » Economic Analysis | Leave a Comment | 513 views