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By N2H
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The More We Spend The Higher Rate of Return On Investment Needed [ September 2nd, 2010 ] | 84 views | Leave a Comment

I believe that those who are ‘thrify‘ will grow wealthy, and those who are ‘spendthrifts‘ will become poor. During my school time, i already have a game of adhering to my budget in which saving 50 cents out of my pocket money. As i known, the discipline of being able to control our spending and save consistently would make us success in the later stage.

big spend

For those who are from top management level who earn more than RM10k per month does not necessary that they can live wealthy. Let’s take an example, the managing director of a multinational corporation, who was earning RM120k per year. Given his hefty income, we expected him to have great substancial amount of money over the years, right? However, sometimes we may found that quite a great number of them whose total assets actually is less than RM500k while the net worth is less than RM200k. Plus, more than 70% of his net worth was from EPF savings.

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Secrets Of Monetizing Blog

Blogging should be for fun, else you’ll quit easily. The only thing that motivated me to have own blog is just to exchange my ideas and experience with other people with similar interest.

The toughest part is to get the traffic. A blog without reasonable readership will never generate any income. I guess high traffic is the crucial, so search engine optimisation is needed, do some marketing and promotion to increase your blog’s presence. There’s ton’s of ways to make money but if you do not have the rights tools, you’re just spinning your wheels.

Adsense Chitika Bidvertiser

I have global advertising ads on my site like AdSense, but rarely readers click on it. Many bloggers are likely to take advantage of such Advertising Programs to earn a profitable income. But Google has it own strict policies; it will ban people for invalid clicks, which is highly frustrating. I think it is best to do more research on other advertising media, like Bitvertiser, Adbrite, Chitika, Ebay Auction Ads etc to suit your needs.

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June 30th, 2008 | Posted in » Make Money Online | 3 Comments | 1,009 views

Will Google Combat Against Text Link Ads ?

Google Adsense is probably the largest online advertising program on internet. However, I worried whether Google will take any concrete action on those who put Text Link ads and Google ads concurrently? Will page rank be affected? Or is it just a rumour?
TLA
Text Link Ads More Better?

TLA is not truly a Pay-Per-Click program because you will make money also even though people did not click on the ads. And, it’s not seem like Google ads as you can only use preset color and font. With TLA, you have greater control on how links to be displayed on your site.

Once people use your referral link to sign up and get accepted then you will earn money. It’s US$25. But with Google ads you need to wait and hope that your referrals will display the ads long enough then only can get the referral fee. How painfully slow !!!

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June 26th, 2008 | Posted in » Internet Advertising | 7 Comments | 1,904 views

Advertiser Build Brand & Blogger Earn Money

Being in the online blogging industry, I’m always search for vary ways out to make money. One of the ones that I have recently spotted is called Clickbooth Affiliate Network. If you are looking for additional ways to make money online then this is a great opportunity for you.

ClickBooth is an Online CPA(Cost Per Auction) Advertising and Internet Affiliate Network that will beneficial all bloggers and advertisers equally. It provides biggest profit in the industry for publishers with high traffic and quality website.

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June 25th, 2008 | Posted in » Other | 5 Comments | 1,288 views

Buying Gold As Investment

Based on the forecast on long-term investment, the gold value will be getting higher. But it might turn another way round. Someone bought 7 years ago at MYR 39/gram but now more than MYR 95/gram.

USD Vs Gold

If you look at the relationship between USD and Gold Price, it goes in opposite direction. As long as USD keeps dropping, the gold price will continue to rise. So if USD goes up in the future, the Gold Price will drop. Obviously, there is a currency risk. Nowadays, gold price very hard to predict since it’s going up and down as crazy as stock market.

Gold investment is always regarded as the best possible hedge against inflation but 1 distinct disadvantage is you don’t earn any interest from it.

Where Can Invest?

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June 21st, 2008 | Posted in » Bank & Investment | 24 Comments | 8,975 views

How To Start A Free Blog ?

Blogging has become increasingly popular since couple years ago. This is an undeniable fact. Based on the statistics and survey made, I discovered that almost half of those online in Asia have a blog. I believe blog content to be as trustworthy as traditional media. You can use blog as a means to maintain and build own social connections.

Why pay more? Now you can start to create your own Free Blog at Thought.com. Do you like to blog? If yes, feel free to try it. However, the most important thing is to make sure that do not copy other people content and paste to your blog. This is because people like to read something that is fresh enough and interesting facts that are gathered from you personally.

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June 20th, 2008 | Posted in » Other | 7 Comments | 920 views

Tiger Bank Sucks Blood ?

Maybank

Didn’t you know that after the 4th ATM withdrawal, for each withdrawal you’ll be charged MYR 0.50? So, it is better to purposely withdraw bigger amounts that can last you for a week. Save the money in saving account will not help you to get higher interest. It is just 0.2-0.3% annually. Besides that, it can also lessen your waiting time and spending time to the branch/ATM.

Tiger Bank

Why Maybank Like To Charge People ?
I think the purpose for banks to charge another MYR 0.50 after 4th withdrawal was prevent Maybank’s user misuse ATM machine and this may save their server resources. Imagine if all user withdraw RM10 from ATM machines daily, then huge of databases need to be backed up daily, heavy traffic load which may lead to system failures.

Maybank2u
If we transfer money from maybank2u to other maybank account it’s free of charge. But if transfer to other bank (citibank, hong leong bank etc) they will charge you RM2 per transaction.

If you use Maybank ATM to top up your Touch N Go, then you also need to pay additional MYR 0.50.

You can choose to have the MYR 8 annual fee instead. Then you can enjoy unlimited ATM withdrawals and counter transaction.

June 17th, 2008 | Posted in » Bank & Investment | 12 Comments | 3,450 views

Father’s Day Celebration

Normally how you are going to celebrate with your dad during father’s day? Somebody might think out a lot of creative idea on buying some valuable gift for him and some might bring him for special dine. Whatever they have done is just to show how much they love.

I have planned to order pizza online and at the same time can make use of my pizza cash voucher, which I got it from the online survey 3 months ago.

Pizza Voucher

You can get special privilege while you place an online order. You can get Buy 1 Free 1 Pizza there…

June 13th, 2008 | Posted in » Coupon & Promo Voucher | Leave a Comment | 1,080 views