Malaysia Financial Blogger | Financial Freedom Ideas | imDavidLee.Com

Tiger Bank Sucks Blood ?

Didn’t you know that after the 4th ATM withdrawal, for each withdrawal you’ll be charged MYR 0.50? So, it is better to purposely withdraw bigger amounts that can last you for a week. Save the money in saving account will not help you to get higher interest. It is just 0.2-0.3% annually. Besides that, it can also lessen your waiting time and spending time to the branch/ATM.

Why Maybank Like To Charge People ?
I think the purpose for banks to charge another MYR 0.50 after 4th withdrawal was prevent Maybank’s user misuse ATM machine and this may save their server resources. Imagine if all user withdraw RM10 from ATM machines daily, then huge of databases need to be backed up daily, heavy traffic load which may lead to system failures.

Maybank2u
If we transfer money from maybank2u to other maybank account it’s free of charge. But if transfer to other bank (citibank, hong leong bank etc) they will charge you RM2 per transaction.

If you use Maybank ATM to top up your Touch N Go, then you also need to pay additional MYR 0.50.

You can choose to have the MYR 8 annual fee instead. Then you can enjoy unlimited ATM withdrawals and counter transaction.

Father’s Day Celebration

Normally how you are going to celebrate with your dad during father’s day? Somebody might think out a lot of creative idea on buying some valuable gift for him and some might bring him for special dine. Whatever they have done is just to show how much they love.

I have planned to order pizza online and at the same time can make use of my pizza cash voucher, which I got it from the online survey 3 months ago.

You can get special privilege while you place an online order. You can get Buy 1 Free 1 Pizza there…

Shop In Smarter Way

Yesterday, I bought some necessity stuff from Supermarket and noticed that less people going to shop around recently even during promotion period. From that moment, I start realized the ripple effect of petrol hikes. I just wonder how’s the future will be !!!

The increase in fuel will eventually force me to be calculative indeed. No choice!! As a middle-income earner, this petrol hike is just too much for me to think of. With all the stupid reasons given for the hike, it is still the public suffer a lot.

Being “A” Good Decision Maker For “A” Buyer…

Today is totally different from the day before today !!! We should spend more time to do more comparison and price analysis of every single item.

For instance, when I go to buy 100Plus soft drink, I will take a few packing style as my consideration.

As a matter of fact, normally canned drink would cost you more if you calculate precisely.
If you plan to buy 1 box (24 Tin with 325ml each), it may cost you about MYR 28.90 nowadays…So, each tin will cost you about MYR 1.20.
So, 100ml yields MYR 0.36…

But if you buy 1 bottle (with 500ml), it may cost you about MYR 1.55.
Hence, 100ml yields MYR 0.31 only…

In fact, there may have another good option for you to decide. If you buy 1 bottle (with 1.5L, 1500ml), it may only cost you about MYR 2.50.
Thus, 100ml yields MYR 0.17 only…

Fuel Price Hikes May Cause Inflation Jumping

Fuel Price Hikes !!! Salary Still Same !!! How to Survive ?

05 June 2008 was a bad day for all Malaysian since the fuel price increased again and it gives me a big SHOCK after the news released officially from TV channel and Internet breaking news. It’s increased from MYR 1.92 (per liter) to MYR 2.70 (per liter), approximately 41% amazing increased.

Read More …

Penang Tea Garden Promotion

Last week from 23th - 25th of May which is the new opening of Fun Tea Garden (located opp of Cosmic, Prangin Mall) and the only one thing that really grab my full attention was the banner advertisement. See below…

If you follow the calculation manner, then you will know 100% discount means that you go there having Dim Sum with no need to pay any single cent, am I right? But, this normally is the marketing tactic that used by business minded people to run their business.

Actually, if you go to have your DimSum within these 3 days, then you are entitled to get another for free within 1 week after these 3 days (only up to that amount that you’ve paid previously). If having more than that amount then you should pay the rest of the balance !!!