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By N2H
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My Investing Strategy for 2012 [ February 5th, 2012 ] | 194 views | Leave a Comment

Although the market outlook is uncertain due to the European debt crisis but I will also plan to make minimal stock investments. I will only invest my savings in high yield dividend stocks when the market plunges. I think property is the best hedge against inflation. Therefore, I will invest in a medium cost apartment soon. Besides, gold is another option to preserve our money and diversify our portfolio. It would be great if you can plan to allocate some funds for gold of 20g to 50g.

investing strategy

My recent strategy is to invest for income and capital preservation in view of the market volatility. For my unit trust investment, I will try to diversify by allocating one third of my portfolio into medium term aggressive fund. Meanwhile, for my stock portfolio, I will try to minimize my risk by investing in defensive counters which also provide dividends consistently.

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Shop In Smarter Way

Yesterday, I bought some necessity stuff from Supermarket and noticed that less people going to shop around recently even during promotion period. From that moment, I start realized the ripple effect of petrol hikes. I just wonder how’s the future will be !!!

The increase in fuel will eventually force me to be calculative indeed. No choice!! As a middle-income earner, this petrol hike is just too much for me to think of. With all the stupid reasons given for the hike, it is still the public suffer a lot.

Being “A” Good Decision Maker For “A” Buyer…

100plus comparison

Today is totally different from the day before today !!! We should spend more time to do more comparison and price analysis of every single item.

For instance, when I go to buy 100Plus soft drink, I will take a few packing style as my consideration.

As a matter of fact, normally canned drink would cost you more if you calculate precisely.
If you plan to buy 1 box (24 Tin with 325ml each), it may cost you about MYR 28.90 nowadays…So, each tin will cost you about MYR 1.20.
So, 100ml yields MYR 0.36

But if you buy 1 bottle (with 500ml), it may cost you about MYR 1.55.
Hence, 100ml yields MYR 0.31 only…

In fact, there may have another good option for you to decide. If you buy 1 bottle (with 1.5L, 1500ml), it may only cost you about MYR 2.50.
Thus, 100ml yields MYR 0.17 only…

June 10th, 2008 | Posted in » Finance Tips | 5 Comments | 943 views

Fuel Price Hikes May Cause Inflation Jumping

Fuel Price Hikes !!! Salary Still Same !!! How to Survive ?

05 June 2008 was a bad day for all Malaysian since the fuel price increased again and it gives me a big SHOCK after the news released officially from TV channel and Internet breaking news. It’s increased from MYR 1.92 (per liter) to MYR 2.70 (per liter), approximately 41% amazing increased.

My Case

Vs

Others Case

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June 6th, 2008 | Posted in » Economic Analysis | 9 Comments | 3,866 views

Penang Tea Garden Promotion

Last week from 23th - 25th of May which is the new opening of Fun Tea Garden (located opp of Cosmic, Prangin Mall) and the only one thing that really grab my full attention was the banner advertisement. See below…

Tea Garden

If you follow the calculation manner, then you will know 100% discount means that you go there having Dim Sum with no need to pay any single cent, am I right? But, this normally is the marketing tactic that used by business minded people to run their business.

Actually, if you go to have your DimSum within these 3 days, then you are entitled to get another for free within 1 week after these 3 days (only up to that amount that you’ve paid previously). If having more than that amount then you should pay the rest of the balance !!!

June 3rd, 2008 | Posted in » Finding For Free | 6 Comments | 1,561 views