Malaysia’s Financial Blogger | Financial Freedom Ideas | imDavidLee.Com

Do You Invest In Unit Trust ?

I owned some public mutual funds and the prices dropped so badly since the day I put in money. Now the loss is about 5%-8%. Anyway, now is not a good time to invest in UT. The financial professional predicted that the market would continue to go down until 2009. If you feel that it’s the best time to go in then you can make a commitment to invest consistently and wait for the market to reach the up cycle again and you can sell off all your units for a handsome profit.

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Cashflow 101 E-Game

Hi Readers, My name is Calvyn from iCalvyn.com, IT Engineer’s Blog. Thank for our Malaysia’s Financial Blogger -> Mr. Money for giving me this opportunity as a Guest Blogger to bluff here.

I read “Rich Dad Poor Dad” during my academic time and a great number of people from Multi Level Marketing read this book mainly for self motivation. Besides, I also saw people play Cashflow 101 board game before. Most of them have their same word and said that this is a wonderful game. However, one set of Cashflow 101 board game cost few hundred USD and sadly said that I was not afford to buy even 1 set of board game at that time.

I had surveyed on Cashflow 101 chinese version which also sell in Popular book store cost about MYR350-MYR400. Damn expensive !!! Thus, E-game is the only alternatives. I tried to search over whole lowyat plaza but unfortunately i could not find Cashflow 101 P-Version which is the most people like it. At last, I manage to find a copy from a small retail shop at Penang. According to the shopkeeper, he said this E-Game is not so demanding, and not much people know how to play cashflow 101 e-Game.

Robert Kiyosaki, the author of Rich Dad Poor Dad, also the creater of Cashflow 101. He always mention that for working class people just similar to “a rat in the race”. To run out of rat race, we need to know how to manage our cash flow. Read More …

Denver Seminary

My name is David Lee. What things that can make you feel curious at this moment? I have been asked by many people whether im Christian or not. Actually im Buddhist but sometimes I do believe in Christian stuff also.

Have you heard about Denver Seminary? It is the program that provides opportunity for student to have lifelong learning in church organization by offering a variety of courses and events that will strengthen their skills and knowledge.

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Reason For Buying Used Car

These days with the high cost of new cars cause lot of people prefer buying used car. Buying lower price ranges of popular vehicles will cause your car in higher demand market since more people can afford used car than higher price cars, so it will much more easier to sell.

You can get tons of information about vehicles through Internet. In fact you can even find more details of your favourite vehicle before you buy. Normally, a more informed buyer is a buyer less likely to make a bad deal on the car.

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US Financial Tsunami

I could not believe myself when heard one of the largest insurance company in the world going to bankrupt. But Malaysia AIG and AIA had issued a statement that the Malaysia based company is still going strong.

AIG nearly declare bankrupt if not saved by FED. All these happened because they do not have enough capital to sustain. AIG has many different business groups around the world, if FED doesn’t help them, AIG bankrupt, the Investor & Customer will suffer and eventually will directly impact to FED also. People no money and can’t pay the tax; at that time will be serious economic crisis.

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Change Lifestyle By Quiting Drinking

There are many reasons to quit drinking but 1 of the most beneficial reasons for me is saving money. Most alcohol is expensive and quitting drinking will directly affect your income and spending habit. You must have the will power, and drive to want to be alcohol free. If you are not in the right mindset, then it could prove useless and unsuccessful.

First and foremost, quitting drinking will bring you more healthy. Drinking too much alcohol may reduce your immune system so quitting drinking will help your immune system to rise and you will be much less likely to become sick. You will be able to spend many more years with your family and loved ones.

You will also slowly to get a good appetite back and allowing you to eat much more than you did before. It will also help you to lose weight, as you won’t be consuming all of the calories and fat. You will be able to wake up earlier much easier. Alcohol causes you feel tired and makes you sleep much more than normal.

Although I believe that alcoholics are the kindest and most caring people in the world but life can be much better if you make your decision to quit. The first few days are the toughest because you’re changing a life pattern.

Have you made your list of reasons why you don’t drink anymore?

Get The Best Deal On Car Loan

One of the dreams that normal people will probably make is going to have a car. Even the fuel price is skyrocketing nowadays, it seems a car is still something that everyone needs.

One of the crucial things that you should know is your car loan. For those who did not research on car loan will end up with spending much more than they need to. After they found a good financial loan option, they should plan how much could they afford to pay for their down payment as this may help them save more interest charge in future.

As a rule of thumb, the sum of your monthly car payment, and maintenance fees should not more than 10% of your monthly income.