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My Investing Strategy for 2012 [ February 5th, 2012 ] | 195 views | Leave a Comment

Although the market outlook is uncertain due to the European debt crisis but I will also plan to make minimal stock investments. I will only invest my savings in high yield dividend stocks when the market plunges. I think property is the best hedge against inflation. Therefore, I will invest in a medium cost apartment soon. Besides, gold is another option to preserve our money and diversify our portfolio. It would be great if you can plan to allocate some funds for gold of 20g to 50g.

investing strategy

My recent strategy is to invest for income and capital preservation in view of the market volatility. For my unit trust investment, I will try to diversify by allocating one third of my portfolio into medium term aggressive fund. Meanwhile, for my stock portfolio, I will try to minimize my risk by investing in defensive counters which also provide dividends consistently.

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Benefits of Debt Consolidation

Generally, many of us getting into debt are usual. First, you buy a new car or new house and your expense looks a bit more expensive if you are making one lump sum of cash payment, but if you can get by for the low payment of $50 per month then you probably figure that’s not a big deal if you are responsible and have a stable job.

Are you in debt currently? Debt Consolidation Loan is a simple finance solution for people with bad credit and to help consolidate all your debts into a single manageable loan.

Besides, you can enjoy:

->Lower interest rates

->Enables you to make only one monthly installment

->Easier to remember your due dates and track your payments

October 14th, 2008 | Posted in » Other | 4 Comments | 1,804 views

Maybank Cash Deposit

These days, a lot of Malaysian still do not know how to make cash deposit through the machine. Well, actually learning how to use a cash deposit machine by looking at the instructions is a way more convenient.

Recently, I helped my mom to deposit her money into Maybank account and noticed that the cash deposit steps are very simple and straightforward.

How To Do Maybank Cash Deposit?

Press any button on the side of the screen and start by choosing a language.
cash deposit step

Press “YES” to continue if you have RM 10, RM 50 or RM 100 in your possession.
cash deposit step

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October 12th, 2008 | Posted in » Finance Tips, imDavidLee Life | 6 Comments | 8,747 views

Cheap Mobile Phone Issues

phone_lookup

These day websites offering reverse phone number lookup services are getting more and more popular. Do you know why? This probably because of quite a significant number of people today know the benefits of being able to track down the prank calls.

Based on recent survey, there is a higher incidence of receiving prank calls made by people to annoy people since many can afford to buy mobile phones nowadays. With Reverse Phone Lookup, I think this may at least help to reduce the number of victims of pranksters.

October 10th, 2008 | Posted in » Other | Leave a Comment | 1,543 views

Sunway Complimentary Voucher

It’s surprised me a lot when I received call from Sunway International Vacation Club Berhad to get the complimentary voucher which gives free 2 days 1 night stay at Penang Sunway Hotel.

sunway complimentary voucher

How should I make use of this voucher? One of my good friends(Mr. Lee) suggested me to bring some chick and having some fun there. The idea sounds good… However, I won’t do such kind of thing because this will betray my girl friend as well. Haha…

Actually I am planning to bring my family go and have comfortable stay there. Or may be will invite some of my good friends to celebrate some meaningful and enjoyable party together.

October 9th, 2008 | Posted in » Coupon & Promo Voucher, imDavidLee Life | 8 Comments | 5,522 views

Why I Like IMPiggyBank.Com?

im piggy bank

When the time that i visited IMPiggyBank site, the thing that attracts my greatest attention was the pink pig as this is the money saving tools that most people like. For me, we should learn about the value of money and what it means to save money when we are still young.

What you need to do actually? You don’t need to invest your money to make money on IM Piggy Bank since most of the offers on the site are completely free and you will get compensated easily. In addition, you will get points for each offer that have done. Thus, it does seem like earning money based on your effort and time spent rather than considering on the risk appetite.

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October 5th, 2008 | Posted in » Review | 3 Comments | 1,832 views

Buy 1 Free 1 Pizza Online Offers

Buying phone, books or toys on the Internet is common these days as it just simply takes a few minutes to confirm an order. Pizza Hut has taken the lead in bringing new trend to Malaysians in terms of food.

pizza hut offer

In my lifetime, I have seen the change from pizza restaurant, to pizza delivery, and now pizza that can be ordered online. It has become easier for us to order food that delivered to our home in a short time period. A customer just needs only a computer and Internet access to enjoy the online delivery service and access online payment service.

They can now order their food and pay it very quickly and conveniently without wasting much time searching for cash and waiting for change. The online payment system accepts Maybank credit cards as well as Visa or MasterCard but the orders must be worth between a minimum of RM10 and a maximum of RM300 per transaction.

October 1st, 2008 | Posted in » New Trends, News & Announcement | 2 Comments | 4,789 views