Malaysia Financial Blogger | Financial Freedom Ideas | imDavidLee.Com

DiGi Free SMS Service

I strongly believe that there are still a lots of Digi user do not know that there has a great opportunity to send free SMS from Digi site to a mobile phone everyday. Yet, this is limited to only 3 SMS per day and you are restricted to send to Digi number only. For me, it’s better than nothing and it’s still considered a great deal.

What Should I Do To Get DiGi Free SMS Everyday?

I suggest to any Digi user to go Digi Site and register their number there. Then you will get a login password through your handphone within few seconds. Login with your mobile number and password then you can send up to 161 supporting characters per SMS.

What Terms & Condition Should Be Followed?

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Why Buying Property Is Better Than Stock ?

Property is like the stock market; you have dozens of different classes. With property you have residential homes, hotels, commercial building, industry and etc.

A bank will lend you money to buy a MYR 200,000 house, but the same bank will not lend you MYR 200,000 to buy shares. This is because property is an asset, which can be sold to pay off the loan. So, you no need to worry so much with the financial assistance if you really make decision to buy a property for investment.

As you can see, property market boom over coupled of years. With making money property, the rental income that gained should ideally be sufficient to cover the cost of financing and maintaining. With the steady increase in property price, property investment provides a safer way to grow your wealth.

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Citibank Cash Back Credit Card

People will spend more with credit cards than cash. When one restaurant started to allow people to use credit cards, the average sale will be increased as well. I own multiple credit cards but currently concentrate on Citibank Cash Back credit card that provides me more privileges. Ideally, we should only pick the most suitable credit card for our lifestyle.

Know More On Cash Back Credit Cards

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Will Malaysia Car Price Drop ?

It’s common sense when thinking about fuel price hike, for sure the car drivers will suffer most. Inflation issue hit us more badly since goods and food price will be increased prior to chain effect.

During this economic crisis period, company profit gained may not be so good, and the possibility of firing employee are very high, and if one do not have stable income then they may face financial burden in life. This is the reason why I can see a great number of people post to sell their favorite car at a few popular website these days. (e.g mudah.com.my, my.88db.com)

Yet, what do you think about Malaysia’s car price? Will the new car price drop instantly? I just know that the hire purchase rate for new car increased sometimes ago. Could it affect demand in this weaker economy? Is it good time to buy a new car? Do you consider about Malaysia’s used car? As far as I known, hire purchase rate for used cars are from 4% to 5% per year. The current rates are much more lower if compared to 7% to 8% during the financial crisis in 1998.

I do feel that Malaysia country full of rich people because they can afford to buy luxurious car even their income is not so good. Is it reasonable to pay more for the high price car like Mercedes, BMW, Toyota, Honda etc in Malaysia since we are enjoying fuel subsidy? If compare to our neighbors countries like Singapore and Thailand, their car prices may not be so high !!!

Reason Why I More Prefer Used Car

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