Malaysia Financial Blogger | Financial Freedom Ideas | imDavidLee.Com

Malaysia Car Price & Interest Rate

Previously, local car interest rate has risen up to 4.1% and above. For foreign cars, interest rate was around 3.5%-3.7%. But car prices will be adjusted down to counter the rate increase.

Will Malaysia car price drop? I think it’s a great time to buy car as many manufacturer have giving discount & great promotion to clear stock. The reason, economic crisis, consumer’s spending power become less, thus they need to reduce car price to attract people to buy.

Some people said that due to weakening economy as the banks is losing money they will increase the interest rates. Yet, I feel that world economy is bad, and many other countries have reduced their interest rates. I’m guessing that the Malaysian banks won’t increase the interest rates this year.

I just want to become a potential owner of a new car, i would suggest saving more cash that can increase your down payment, thus reducing the amount and duration of loan, hence reducing the interest that you have to pay.

How You Calculate Your Car Interest Fee?

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Happy Chinese New Year

What would you do during Chinese New Year? Traditionally, Chinese families would visit everyone else’s family by going over to their houses and giving their blessings. I never got how everyone manages the logistics because if everyone is out for visiting others, who is at home? Actually, anyone who is married couples will give red pockets to single. So, I still can have this chance to receive “Ang Pau”.

December to February is always a fun few months because of Christmas, my birthday and Chinese New Years. Celebration or not, personal finance is still key. While it’s easy to forget about responsible spending when we are happy and in “celebration mode”, remember that a little fun is always good but excessive spending is disastrous!

Make Money Online Without Using Home Internet

After 1 year with the domain name imDavidLee.Com, this blog has good rank and it’s made money also. For the coming days, I will have own Internet connection at home thus I will be more flexible to handle my personal blog and perhaps make more money this year. Then, I can plan to buy my decent house and dream car without using my fixed employment income.

If you did follow my previous articles, you may know that i can make more than US$100 since May 2008. Although it’s just a small amount for professional blogger, but for newbie living in Malaysia it is big money.

My Current Rank Of This Blog:

Google PageRank: 2
Alexa Rank: app. 350,000
Technorati Rank: app 130,000

Thanks to more than 100 visitors/day and the back links from some fellow bloggers. The traffic fully depends on my activity on Google Search Engine. Google Search Engine has helped this blog since 4th quarter of 2008. Yeah…It’s been a primary traffic for this blog. Check out the screenshot below.

I got some clicks from the running ads but not so consistent for every day. Hence, this is my primary task and another challenge for me to achieve.

Thanks to several sponsored review and paid post program. It’s given me traffics and chances to make money online.

Allow Your Girl Friend For Breast Implants?

If your girlfriend wants breast implants, will you allow her to do? For me, I am not opposed to, though I personally very much like hotter girl with bigger boobs. If my girl friend really pretty and acceptable enough, then I will say “Honey, you look beautiful already, but if that is what you want, and will make you feel better then you should go ahead.” I know that is exactly the kind of suck up response women hate. For man rules response in my opinion is the best.

An even more important question is are you going to pay for them? If I were being the position as her “boyfriend”, I would not pay for them. Let her pay for them. So, I will give mental support for her choice 100% whatever she does, but it’s got to be her money that does it.

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My Total Income At Age 30?

I am 26 years old now. Been on my job in web developer for 2 years. I just want to have a great financial future. I also am grateful and thankful for what I do have.

I personally think that there isn’t a rule on how much should or shouldn’t a 30 years old man earn. It’s up to the person if he wants to go further in his career path, if yes, then you can go way higher.

How much a guy can earn depends on the line of job he is doing currently. Different line of job has different earnings by the time they are 30 years old. The important thing is how you optimize the money that you earn and your financial knowledge too. For example, if he can earn more than 10k/month at age 30 but do not know how to manage his money then the value will diminish slowly overtime due to inflation.

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