2009 January | Malaysia Financial Blogger | Financial Freedom Ideas

My Investing Strategy for 2012 [ February 5th, 2012 ] | 195 views | Leave a Comment

Although the market outlook is uncertain due to the European debt crisis but I will also plan to make minimal stock investments. I will only invest my savings in high yield dividend stocks when the market plunges. I think property is the best hedge against inflation. Therefore, I will invest in a medium cost apartment soon. Besides, gold is another option to preserve our money and diversify our portfolio. It would be great if you can plan to allocate some funds for gold of 20g to 50g.

investing strategy

My recent strategy is to invest for income and capital preservation in view of the market volatility. For my unit trust investment, I will try to diversify by allocating one third of my portfolio into medium term aggressive fund. Meanwhile, for my stock portfolio, I will try to minimize my risk by investing in defensive counters which also provide dividends consistently.

Franchise Tips

Investing in a franchise should not be taken lightly as it can be a risky business. Buying a franchise is a complex process and you should do more research on it. You must have own strong stand so that you can determine if owning a particular franchise is right for you. Your final decision is the key to determine your success or failure in future.

After make decision on which franchise opportunity that best suit you then you can contact a franchise agent. It is good to get as much franchise information as possible from fellow franchisees, as not all franchises are good investments.

Malaysian Salary Survey

Based on Malaysian Salary Survey from Jobstreet.com, I found that the software engineer would have better salary than web developer from different level of position. However, I will work as web developer cum admin from now onwards. The reason is because I can foresee good future there and chances of job mobility are higher.

Malaysian Salary Survey

This could be my great move since I can fully focus to do something towards my future business. As this is new chapter of my life, I will use my patience to overcome and solve any critical issue that may arise. I do hope that there will be my good place for me to learn something and contribute to the company at the same time.

All what I had done is to ensure that my year 2009 aims to be achieved…I wish to see something that may bring impressive feeling to others before this year-end.

January 13th, 2009 | Posted in » imDavidLee Life | 8 Comments | 20,777 views

Virtual Stock Market Game

You can go shopping online, read news online and communicate with someone online wherever you are. Even stock market trading can now be done virtually and this has made entering into a business much easier.

Virtual trading will look similar to the real stock market. It is designed to give you the latest news, updates, and graphs of the stock market without investing your money. Thus, playing a virtual stock market game is good practice before you invest your money in the real stock market. Besides, it may a great way for people to learn the value of money, investing and finance.

What’s more? It would be a fun game for you to play and is a way for anyone to play the stock market without any risk since the games can be played free of charges. Some of virtual stock market game offer you to play and gets the opportunity to win cash prizes, award gifts, as per monthly or yearly winners in the virtual stock market.

Since you are trying to earn money in the market so you need to watch the virtual trading every day. You need to listen to the news and see what could happen to your stock. Trust your knowledge to decide when to sell or hold.

January 9th, 2009 | Posted in » Finance Tips, Other | Leave a Comment | 6,358 views

NameCheap January 2009 Coupon

Starting from the 1st January you can register a new .com, .net or .org domain for only $8.81 from NameCheap.com by using the coupon instead of its original price of $9.69. As far as I known, NameCheap has been very consistent in offering a new discount coupon for domain registration and domain transfers.

Use the coupon emphasized in red to take advantage of this offer.

Namecheap Coupon Code: HAPPY2009

Discount: Save 88 cent for 1 year new domain registration only.

Expires: 31th Jan 2009

Namecheap

Namecheap coupon

January 8th, 2009 | Posted in » Coupon & Promo Voucher | 4 Comments | 5,256 views

Nikon D40 Affordable DSLR Camera

Nikon has often been known as a leader in the photo industry, but when talk about Nikon DSLR camera, then for sure people would think about “expensive”.

Nikon D40

But, that was officially changed with the Nikon D40. I bought it at a price of just MYR 1450, bundled with an 18-55mm kit lens. Meanwhile, I managed to get free gift – 4GB SD card, lens filter, screen protector and Nikon camera bag. I would like to thanks iCalvyn and Sherying for giving me such useful information.

Why I More Prefer Nikon D40 ?

Penang Bridge Toll And Ferry Rate

As far as I known, many penangites still do not clear about the penang bridge toll fare rates and penang ferry rates. Thus, I will share my knowledge here just in case all people can have rough idea of choosing penang bridge or ferry services when they faced the traffics jam of either one.

Penang Bridge Toll Fare Rates are as below: