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My Investing Strategy for 2012 [ February 5th, 2012 ] | 195 views | Leave a Comment

Although the market outlook is uncertain due to the European debt crisis but I will also plan to make minimal stock investments. I will only invest my savings in high yield dividend stocks when the market plunges. I think property is the best hedge against inflation. Therefore, I will invest in a medium cost apartment soon. Besides, gold is another option to preserve our money and diversify our portfolio. It would be great if you can plan to allocate some funds for gold of 20g to 50g.

investing strategy

My recent strategy is to invest for income and capital preservation in view of the market volatility. For my unit trust investment, I will try to diversify by allocating one third of my portfolio into medium term aggressive fund. Meanwhile, for my stock portfolio, I will try to minimize my risk by investing in defensive counters which also provide dividends consistently.

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Why We Still Cannot Get Rich Even Follow Money Tips?

money tips

Recently many readers sent me an email asking me why still cannot get rich even they have read a lot of articles about personal finance. More often than not, there will be tips that talk about how we can save and earn more money. The article will say something like “do this and you will become rich.”

From my point of view, I guess it comes down to taking the initiative of having the motivation to do something. I find it interesting that people would spend the time to read tips but never spend some time to try some of it.

Second reason, I think it’s all a matter of mental discipline. The majority of people are afraid to fail, thus they don’t try various method and are not successful. This is not their fault actually because changing an established lifestyle is difficult for most people. So, what financial hack said is pretty true. Usually the hardest part is to make the first move.

How About Me?

I can say I am not rich yet, but I have move from middle class to upper middle class. I am almost there… So, it is important to take the first step if we want to be financially free.

Motivation Just For YOU

Forcing a schedule usually works well since it helps people put discipline into its. Trust me!!!

April 12th, 2009 | Posted in » Finance Tips | 3 Comments | 1,298 views

PIKOM PC Fair 2009

pikom pc fair

Yeah… PIKOM PC Fair 2009 (I) is coming in April 2009. I went to PC Fair since few years back till now no matter I have anything in mind to purchase or not because I want to check some of the tech updates.

If you are planning to buy cheap notebook or computer, thumb drive, external hard disk, DVD-R, DVD-RW, CD-R, RAM, mouse, keyboard, speaker, camera, DSLR, GPS, Printer, Broadband like Streamyx, Maxis 3G Broadband, Digi 3G Broadband, Celcom 3G Broadband, P1 W1MAX…Here is the place that you can do so.

Just for your information, PIKOM PC Fair 2009 normally starts from 11:00am to 9:00pm. And usually hold during weekend on Friday, Saturday and Sunday. Below are the venues and date of PIKOM PC Fair 2009 (I).

10 - 12 April 2009

Kuala Lumpur Convention Center, KL
Persada Johor International Convention Center, Johor Bahru, Johor
Village Mall, Sungai Petani, Kedah
Dewan Masyarakat Tawau, Sabah

17 - 19 April 2009

Penang International Sports Arena, Pulau Pinang
Mahkota Parade, Melaka
Miri Indoor Stadium, Sarawak
Sibu Trade & Exhibition Centre, Sarawak

24 - 26 April 2009

Dewan Jubli Intan, Muar, Johor

Maybank Special Offer

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April 9th, 2009 | Posted in » Finance Tips, News & Announcement | 19 Comments | 6,976 views

NameCheap April 2009 Coupon Code

namecheap

This coupon code will allow you to register a new domain name with Namecheap for just $8.81. It will give $0.88 off on each domain name. It works for the whole month of April, and you can use it for unlimited number of time.

NameCheap Coupon Code: 7TULIPS

To know more about steps of using this coupon code. Go to my previous article -> NameCheap January 2009 Coupon

April 6th, 2009 | Posted in » Coupon & Promo Voucher, Domain Name | 2 Comments | 2,616 views

Google Page Rank Updated On April Fool

page rank

I noticed that Google updated most of the website or blog page rank on April Fool(1st April) but I just get my update today. My main blog page rank is maintained while another blog LimPek.com (3 months old) increased from page rank 0 to 2. I think the data centers are still in updating process because I can see certain site has PR 3. But when I check with a page rank tool it showed PR 4.

limpek page rank

At this moment, I feel very happy because my main blog is stable at PR 2, inner page doesn’t have much PR though, most remain 0 and little have PR 1.

April 3rd, 2009 | Posted in » Google | 2 Comments | 2,454 views

Computer Based Training

Nowadays, information technology has been becoming popular. The need for the use of computer technology in particular is necessary for whole class of people – individuals, companies, government agencies and so on.

K Alliance is a provider of computer-based training and online training courses, which is very helpful for those people who found difficulties in computer learning. I can see that online training allows people to learn new material or prepare for IT certification, Microsoft Office, or a Soft Skill.

Advantages of Computer Based Training

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April 3rd, 2009 | Posted in » Other | Leave a Comment | 1,585 views