Malaysia Financial Blogger | Financial Freedom Ideas | imDavidLee.Com

Island Red Café Investment Plan

Have you heard Island Red Cafe, like Old Town style restaurant? It is multi level marketing which recruiting more members to join then can get commission. You need to invest RM6000 then can enjoy 5% fixed guarantee return each month without recruiting any members. For me, it sounds like a pyramid scheme.

Why I Don’t Dare To Invest?

I took dinner with one of my friend at there last time, food is not very good, services also very bad, and there have a lot of market competition already, plus they do not have something special about their franchise. So, common sense, if food not tasty, for sure business will be affected, so will they still able to pay 5% as fixed guarantee return?

Good Payout Is Not Equal To Company Making Huge Profit

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Send Free SMS Using Wadja

Wadja.com is a Mobile Social Network. You can try to sign up and send FREE SMS to your friend’s mobile phones anywhere in the world. Another thing is, once you add your mobile phone number to your Wadja profile, you can receive SMS from other Wadja users also.

After I have done my research and findings, I really don’t have patience to sign-up. Once you sign up successfully, then you need to verify in your email.

After login, then go to choose ‘SMS’ and key in your recipient mobile number. Make sure that the mobile number should be in the following format: + country code, area code, and phone number…e.g. in the MY (+6 016 488xxxx).

You can then write your subject (based on my testing, it’s useless and won’t be display) and message body and click send. Your message is immediately delivered to your friend’s mobile phone inbox through a SMS alert.

Why Wadja Is Free?

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NameCheap Coupon Code For May 2009

Namecheap.com is one of most popular domain registration company. Here is another post for Namecheap coupon code for May 2009.

As usual, if you wish to purchase a new domain or want to transfer your existing domain to namecheap.com then you may use below coupon code to get discount.

Namecheap Coupon Code: FLORESCENCE

With this namecheap promo code, you will be able to register domains for as little as $8.81 (sweet discount of 88 cents off for new domain registration)

Why I More Prefer NameCheap.Com ?

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Calculate How Much You Can Save By Quit Smoking

As I know:
Dunhill is Malaysia no.1
Mild-7 is Japan no.1
Malboro is US no.1
Gudang Garam is Indonesia no.1

Personally, I tried few of them before but now I rarely smoke unless friends want me to smoke.

Averagely, there will be an increase in price for tobacco every year. Yet, I feel that the hike of cigarette prices never discourage from smoking.

Although Malaysia’s government imposes high taxes on branded cigarettes price of RM9.00 (app 2.62 US dollars) for a pack of 20 cigarettes but cheaper brands still available for RM6.xx or below per pack.

Do The Math…

Let’s say you start smoking at age 15 and smoke an average 1 pack per day. By the time you turn 30, you will have spent about RM32,400 on cigarettes (at RM6 per pack averagely). Just think about what you could have done with that money. Buy a car? Spend a summer in Europe? Pay for university? Financially, quit smoking and you’ll save a lot!

Please remember, I forgot to include the medical costs you will save by quit smoking. Haha…

Side Effects Of Smoking

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