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My Investing Strategy for 2012 [ February 5th, 2012 ] | 194 views | Leave a Comment

Although the market outlook is uncertain due to the European debt crisis but I will also plan to make minimal stock investments. I will only invest my savings in high yield dividend stocks when the market plunges. I think property is the best hedge against inflation. Therefore, I will invest in a medium cost apartment soon. Besides, gold is another option to preserve our money and diversify our portfolio. It would be great if you can plan to allocate some funds for gold of 20g to 50g.

investing strategy

My recent strategy is to invest for income and capital preservation in view of the market volatility. For my unit trust investment, I will try to diversify by allocating one third of my portfolio into medium term aggressive fund. Meanwhile, for my stock portfolio, I will try to minimize my risk by investing in defensive counters which also provide dividends consistently.

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NameCheap Coupon Code For May 2009

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Namecheap.com is one of most popular domain registration company. Here is another post for Namecheap coupon code for May 2009.

As usual, if you wish to purchase a new domain or want to transfer your existing domain to namecheap.com then you may use below coupon code to get discount.

Namecheap Coupon Code: FLORESCENCE

With this namecheap promo code, you will be able to register domains for as little as $8.81 (sweet discount of 88 cents off for new domain registration)

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Why I More Prefer NameCheap.Com ?

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May 6th, 2009 | Posted in » Coupon & Promo Voucher, Domain Name | 1 Comment | 4,182 views

Calculate How Much You Can Save By Quit Smoking

cigarette

As I know:
Dunhill is Malaysia no.1
Mild-7 is Japan no.1
Malboro is US no.1
Gudang Garam is Indonesia no.1

Personally, I tried few of them before but now I rarely smoke unless friends want me to smoke.

Averagely, there will be an increase in price for tobacco every year. Yet, I feel that the hike of cigarette prices never discourage from smoking.

Although Malaysia’s government imposes high taxes on branded cigarettes price of RM9.00 (app 2.62 US dollars) for a pack of 20 cigarettes but cheaper brands still available for RM6.xx or below per pack.

Do The Math…

Let’s say you start smoking at age 15 and smoke an average 1 pack per day. By the time you turn 30, you will have spent about RM32,400 on cigarettes (at RM6 per pack averagely). Just think about what you could have done with that money. Buy a car? Spend a summer in Europe? Pay for university? Financially, quit smoking and you’ll save a lot!

Please remember, I forgot to include the medical costs you will save by quit smoking. Haha…

Side Effects Of Smoking

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May 3rd, 2009 | Posted in » Finance Tips, My Saving Plan | 9 Comments | 6,652 views