Malaysia’s Financial Blogger | Financial Freedom Ideas | imDavidLee.Com

Cathay Cineplex Promotion: Buy 1 Free 1 Movie Ticket?

If you’re Citibank Clear Card members, then it is great news for you. This is because you can enjoy buy 1 free 1 Cathay movie ticket and pay for your popcorn combo for just RM2 now. For the previous Cathay Cinema promotion, the Citibank Clear cardholder can enjoy RM6 per ticket and popcorn combo for just RM2. This latest promotion seems like bring much more benefits to movie lover. It means when we buy 1 ticket, Citibank will give us another 1 free ticket.

Terms & Conditions

* This promotion is valid till December 31, 2010.
* Available everyday for all movies but just for normal seats only.
* Each card member is entitled up to 2 movie tickets and 2 popcorn combos per day.
* Popcorn combo only valid with the purchase of movie ticket
* Movie tickets are on first come first serve basis at 1000 per week nationwide.

Do You Think Cathay Cinema Promotion Is Real?

I heard some of my fellow blogger said that they cannot get what they want. The Cathay Cinema staff always can’t get the latest information update from the Cathay Cinema official website. Besides, they do not have systematic handling to most of the Cathay loyalty customer. What do you think? Did you face the same situation?

How To Check Malaysia Traffic Summons

Quite a great number of Malaysian still do not know how to check their traffics summons through SMS and Internet nowadays. For me, this is another good way for us to check our summon information since it is hassle free and save our travel cost.

Discount on Traffic Summons

Previously, I am actually quite surprised to know how to get a discount on a traffic summons. In the other words, if you commit a traffic offense, that offense will cost you less if you pay up sooner. However, you need to know that the traffics summons will have the base rate that you will pay.

Let say, if you did not tied up your seat belt then you be fined RM300 (non-car driver), RM200 (car driver). For motorcyclist, they will be fined RM200 if they did not tied up their helmet. For those traffic offenders, you can try to pay your summons as soon as possible since it may save you some money. There will have 2 types of discount on traffics summons schemes:

i) If you pay your traffic summons within the compound date, then you can enjoy auto appeal rate of 50%.
ii) If you pay their traffic summons after compound date but before the court date then they can enjoy auto appeal rate of 30%.

However, not all types of traffic summons you can get a discount. For those traffic offense that you cannot get an appeal are as following:

(i) Traffic light offence
(ii) Accident cases
(iii) Warrant of arrest

So, you can take this advantage to pay your summons earlier else you have no choice but to pay the summons amount in full after 1 month.

How To Check Your Traffic Summons?

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How To Fix Your Bad Credit?

The credit crisis always becomes one of the main factors of bankruptcy. Various surveys show that there may have high percentage of credit reports contain inaccuracies. If it is the case, then you can try send a credit dispute letter to the credit agency that is reporting late pays on your account. Generally, they will require the creditor to provide the evidence that the account was in fact late.

How Should You Write Credit Dispute Letter?

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Da Ma Cai Big Sweep Lottery

Once in a while I will buy Big Sweep to try my ‘sky luck’. But sadly, I have never strike and win any lottery before. I always tell myself that I cannot indulge in this type of gambling because it is against my principle. If you think that you have lottery luck, then this Big Sweep lottery is a way for you to win and it can really afford you with luxurious cars and decent house. You could win a substantial sum of prize money.

Many people believe that this is the only shortcut they are going afford things like these is by winning the lottery. Traditionally, if someone want to become rich then they have to start saving like mad, working like mad, selling like mad, begging like mad or acting super cute.

How To Play The Big Sweep Lottery?

As everybody known, Big Sweep tickets can be purchased at Da Ma Cai outlets. And, it is priced at priced at RM3.00 per ticket inclusive gaming tax.

There are 2 portions in this Big Sweep ticket:

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How Much Should You Spend On Car?

Do you think we should think about our net worth before thinking to buy any car? It is important to determine the price that you can pay. For instant, if your car cost you RM100k & your net worth is RM200k, then you have spent 50% of your net worth on the car.

Many people may have their dream of a car model that has caught their eye. Or probably the features of a car will make them driving more pleasurable. However, the first thing that you should consider is about your financial ability. Then only estimate what price range that you can afford. Am I right?

There are 2 common thing that you should think carefully and plan wisely:

i) Down payment - How much can you pay for your deposit in cash
ii) Monthly payment - If you plan to get car loan, then what is the maximum payment that you can afford each month?

My financial advise for you: It’s better to put down as much first deposit as you can (preferably at least 20%, for me, I will try to put 50%), this is to minimize the amount of money that you need to borrow, meanwhile it can reduce monthly payment and the amount of car interest that you will pay at the end. Plus, buying car is not just installment; we need to take into account maintenance, fuel etc.

Why We Should Buy Car Even Malaysia Car So Expensive?

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Step By Step Process To Create Paypal Account

As everybody known, Paypal is the most safest online payment method since it will not expose your credit card numbers and you just need to provide online merchant with your email address that you created to pay for your transaction or transfer your Paypal fund. There is no fee to join or open a Paypal account.

If you make money online, then you must have a PayPal account. Many corporate make use of its as it is a quick way to send and receive payments online. And, Paypal customers may transfer money to their regular bank account without any Paypal fees.

For your additional information, Paypal is a subsidiary of eBay, which is the one of largest companies on the Internet.

Types of Paypal Account

Basically, there are 3 types of different accounts you can sign up with Paypal:

Personal Paypal Account - this is for individual who use the Paypal account to purchase things online. You can receive money from Paypal instant transfer. There are no fees to receive money, and you will be charged only US$ 5 per withdrawal.

Premier/Business Paypal Account - If you are doing bigger transaction like selling goods online daily. Then it is advisable to create premier/ business account to lift up your monthly receiving limit. However, you need to pay some fees for receiving Paypal fund.

Easy Steps To Create Paypal Account

To create your Paypal account:

i) Sign up for an account by visiting the PayPal website and clicking the “Sign Up” link located at the left side of the page.
ii) Choose your country or region
iii) Choose your language
iv) Pick the Paypal Account type of your choice

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Do You Think Malaysian Passport Fees Too High?

The good news for infrequent travelers is: The new 2 years validity Malaysian Passport for RM100 is introduced starting from Oct 1,2009. With this new Malaysian Passport, I believe that the number of applications for passports will be increased. It brings more benefits for those who need to make a trip overseas once in a while such as those going for studying overseas.

What Do You Think About Current Malaysian Passport?

Based on my understanding, Malaysian Passport is way too high of few times compare to other countries. A lot of Malaysian has the same mindset, for those who able to own passport then they are considered as richer group. What do you think?

Many people suggest Malaysia government to reduce the passport to an affordable level since passport is view as identification and rights to travel. So, it should be made really affordable to all. What is your opinion?

Just imagine that if every family have 5 children, so if the family of 7 need to go overseas, then they need to pay more for their Malaysian Passport Fees, this subsequently could add to their financial burden.

Need to Pay Overlap Fees For Malaysian Passport?

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