2009 October | Malaysia Financial Blogger | Financial Freedom Ideas

My Investing Strategy for 2012 [ February 5th, 2012 ] | 195 views | Leave a Comment

Although the market outlook is uncertain due to the European debt crisis but I will also plan to make minimal stock investments. I will only invest my savings in high yield dividend stocks when the market plunges. I think property is the best hedge against inflation. Therefore, I will invest in a medium cost apartment soon. Besides, gold is another option to preserve our money and diversify our portfolio. It would be great if you can plan to allocate some funds for gold of 20g to 50g.

investing strategy

My recent strategy is to invest for income and capital preservation in view of the market volatility. For my unit trust investment, I will try to diversify by allocating one third of my portfolio into medium term aggressive fund. Meanwhile, for my stock portfolio, I will try to minimize my risk by investing in defensive counters which also provide dividends consistently.

Leave a Comment | Posted in » Finance Tips

Have You Updated Your KWSP Nominations?

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Most of the people may think that KWSP is our biggest saving account. Our KWSP consist of an estimated 23% (11% + 12%) of our monthly salary. So, if you calculate precisely, that’s more than 1/5 of our salary. The main purpose is to provide support for our retirement plan.

Have you ever wondered, what would happen if you suddenly have to say goodbye forever to this world? What would happen to your KWSP saving? Will your loved ones or child know about your KWSP savings? Even if they know about it, can they withdraw your KWSP savings in case something happen to you?

Update Your KWSP Nominations Now

October 11th, 2009 | Posted in » Finance Tips, Retirement Planning | 3 Comments | 4,717 views

Namecheap Coupon Codes for October 2009

Namecheap_coupon_code

A new month is here and I am back with a post on Namecheap Coupon Codes. Do you have any domains registered over there before?

As everybody known, Namecheap offers domain registration service at affordable and cheaper costs. It offers coupon codes to reduce the price of domain name purchase.

Namecheap Coupon Code for October 2009

October 8th, 2009 | Posted in » Coupon & Promo Voucher, Domain Name | 2 Comments | 3,597 views

Choose Your Student Loans & Student Credit Cards

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Sometimes, as a student, you need to make hard decision on your school or course fees, which may cause your family financial burden. When you think about student loans to afford your expenses then you need to consider about how much debt is reasonable for you.

For those students who do not understand how to manage their credit card properly then parent should play their important role to teach them the skill of building up a good credit history while they are still in school, before entering the real working world. This is to ensure that they will not have any financial problem in future.

October 4th, 2009 | Posted in » Other | 1 Comment | 3,267 views

Beware: Advertlets Is A Scam !!!

Do you know why I give up the Advertlets and switch to Nuffnang? The reason is they don’t pay you for what you earn. Advertlets is a scam!!! Advertlets is the Malaysia Advertising Network Scammer!!!

advertletsscam

Non-existent Payout System From Advertlets

Honestly, I have a very bad experience with Advertlets. If you compare with Nuffnang, the payout ratio is far better, you can see that there are quite great number of people who’re getting paid, and never have the issue of non-paying unless the blogger perform click fraud.

If you just do simply search “Advertlets not paying” in Google, you may found that there are more than 2,000 unsatisfied bloggers blame on their payout process. So, it is not just me who’re being “scammed” of this Malaysia advertising revenues, but thousands of them.

Try to do a simple math. Let’s just estimate a small amount of the unsatisfied bloggers who’re not getting paid, to be around 1000 and minimum cash out quota of RM100.

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