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Are You Looking for Financial Advisor? [ May 7th, 2012 ] | 277 views | Leave a Comment

Looking for a good financial advisor can be very difficult. If you are interested to find a financial advisor to help you in financial planning, it’s advisable to look for a well-known financial services firm.

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With the increasing customer demand, there are a lot of firms offering financial advisor jobs to those who are professional and entrepreneur these days. Apparently, they are not only offers a professional career path, but also provide an entrepreneurial opportunity.

If you have good financial planning then it will allow you to earn well above the average. Needless to say, financial advisor service is one of the fastest growing services sectors which offering the most attractive compensation if compared to other jobs. The reason is it can provides a wide array of opportunities, including wealth management, risk management, investment planning, retirement planning, and many other finance related services.

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Leave a Comment | Posted in » Other

Do You Get Year End Bonus From Your Employer?

Year 2008 & 2009, i did not get any year end bonus from my job accomplishment but this year will be the first time I’m at a company where I can get an annual bonus, but I’m not holding my breath that anything is coming my way. I just have plan on how to get it and try to perform very well at current company in order to accomplish my goals.

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In Malaysia, bonuses are taxed just like our regular salary. Started from this year, my current company will give out bonus based on employee performance merit and i found that this is a good motivator. I consider myself very lucky to work under such a pay scale company and find myself very rarely complaining about my job. Sometimes, I might work late or a bit pressure when I need to have very high job satisfaction.

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January 29th, 2010 | Posted in » Achievement 2010 | 3 Comments | 5,470 views

Will Malaysia Electricity Tariff Hike?

Many people also agree that prices always go up instead of going down. The value of money will go down. When every Malaysian is trying hard to cope with the fuel price hike, sugar price hike, and cigarette price hike, the news on new electricity tariff has caught everyone attention as well.

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Our current electricity tariff is - the first 200 kW of usage, the rate is 0.218(rate) x 200(unit) but if your electricity usage is beyond the first 200 kW, the rate is 0.334. Let say if your electricity tariff for the month is 225 units, then the calculation will be like this:

200 kWh x 0.218 = RM43.60
25 kWh x 0.334 = RM8.35

Total = RM51.95

Be Prepared Before Bad Thing Come

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January 26th, 2010 | Posted in » Finance Tips, My Saving Plan | 4 Comments | 5,649 views

Latest Fixed Deposit Rates(FD Rates) In Malaysia

If you having tough time to make decision on which bank should you put your money into fixed deposit account to earn better interest rates, then you have come to the right place as you can see a list of comparison among all Malaysia banks here.

Since now is year 2010, perhaps it is a great time for me to review the latest Malaysia fixed deposit rates of banks this January 2010. But, please bare in mind that the rates may go up and down at any time. You are advised to confirm the latest fixed deposit rates with the respective banks concerned.

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Last time the FD rate for 1 month is about 3.0%, but now become 2.0% only. I can feel that the decreasing interest rate is making the value of the money in bank become smaller. So, it’s not a good idea if continue to do put your money into fixed deposit account as it may easily wipe out millions of profit or loss.

Latest Malaysia Fixed Deposit Rates:

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January 23rd, 2010 | Posted in » Bank & Investment | 14 Comments | 25,723 views

My Simple Ways to Save Money

These are my personal tips on how to save money for your own future. Most of the time I will try to make use of my negotiation skills, finding some discount voucher and coupon, be sensitive with what people said where and which is cheaper. These are the common thing that I am doing frequently in order to make sure that I can have financial freedom in future.

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How Can I Save Money In My Real Life?

Almost every month before I receive my paycheck, i will try to save a portion of it — almost 50% of my income will go to saving. You can try to save your extra funds into different types of saving account, which may earn you some interest.

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January 20th, 2010 | Posted in » My Saving Plan | 7 Comments | 11,338 views

Public Bank Visa Electron Debit Card Annual Fees

I still remember i applied Public Bank Visa Electron debit card since the beginning of year 2007, at that time i used it to verify my personal paypal account. And, i found that it bring convenient for me to withdraw money from paypal to my Public Bank debit card account.

PB debit card

The way of using debit card is totally different from credit card, you will have more better financial management because you need to have enough money in the debit card before you can make any purchase.

My Advise For All Malaysian

Since our government implement the latest credit card scheme, which every principal credit card will be charged RM50 and supplementary card holder charged RM25, then now it’s great chance for you to own debit card. Besides that, the process of applying debit card is very easy and you no need to have income requirement.

Annual Fees of Public Bank Debit Card

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January 17th, 2010 | Posted in » Debit & Credit Card | 5 Comments | 10,587 views
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