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My Investing Strategy for 2012 [ February 5th, 2012 ] | 195 views | Leave a Comment

Although the market outlook is uncertain due to the European debt crisis but I will also plan to make minimal stock investments. I will only invest my savings in high yield dividend stocks when the market plunges. I think property is the best hedge against inflation. Therefore, I will invest in a medium cost apartment soon. Besides, gold is another option to preserve our money and diversify our portfolio. It would be great if you can plan to allocate some funds for gold of 20g to 50g.

investing strategy

My recent strategy is to invest for income and capital preservation in view of the market volatility. For my unit trust investment, I will try to diversify by allocating one third of my portfolio into medium term aggressive fund. Meanwhile, for my stock portfolio, I will try to minimize my risk by investing in defensive counters which also provide dividends consistently.

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ShopWiki Online Shopping

Nowadays, many people have no time go to shop physical store. Alternatively, there are many online shop has been established these days. You can search in Google for the online shopping list. I have done research and found a good recommendation online shop for you. You can try for shopping with Shop Wiki.

shopwiki_online_shopping

We cannot deny that Shop Wiki is one of the trusted online stores. They offer cheaper price. The reason why Shop Wiki online shopping can give cheaper price is because they no need to pay for hire employee to take care of their stock. They only need to pay for domain and hosting. So, if you are frequent shopper, then you may found this very convenient since you can get updated information of everything for sale through the web.

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February 10th, 2010 | Posted in » Other | 1 Comment | 1,832 views

How To Register Malaysia Income Tax Online?

As everybody known, Malaysia had introduces the use of income tax e-filing since many years ago. But, there are still a lot of Malaysian do not know how to make use of it. Today, I will teach you step by step on how to do your online register income tax so that you can save a lot of time and trouble.

Steps On How To Do Register Malaysia Income Tax Online

Step 1: Get your PIN number through email. The PIN number is a 16 digit number. Please make sure that you have all the information together so that you no need to do double job:

i) Tax Reference Number
ii) Latest Home Address
iii) Copy of Identification Card (front and back)
iv) Phone Number

Send your application to pin@hasil.gov.my

Step 2: While waiting for your request PIN Number to be processed, you can try log on to http://ekl.hasil.gov.my to register your income tax.

Step 3: Next, click on “Daftar Pembayar Cukai Individu”.

register_income_tax

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February 7th, 2010 | Posted in » Finance Tips, Income Tax | 12 Comments | 39,884 views

Namecheap Coupon Code for February 2010

Again, this is the start of wonderful month and we’re back with Namecheap coupon code for February 2010. For me, Namecheap is the best domain registrar Company. I will always share out the Namecheap coupon codes which will help you to save money on domain registration.

February2010NameCheapCoupon

Here is Namecheap coupon code for February 2010:

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February 4th, 2010 | Posted in » Domain Name | 2 Comments | 2,844 views

Beware of Malaysia Phone Call Scam !!!

As most Malaysian knows, our newspaper will be flooded by a lot of interesting news each period of time. Nowadays, i can see that more and more SMS Scam cases capturing the highlights of our local newspaper. Recently, I have received a phone call asking if I can do a phone survey, and they would like to know more about the consumer’s buying pattern. I have given them a chance and answered several questions and at the end of the call, the operator gave me a number. He invited me to attend their shop and said that i can have chance to win the “lucky draw” prizes.

phone_call_scam

I did not go for the event but i received a phone call that tells me i have won the lucky draw which is the cash prizes of RM100k and the event organizer request my bank account number in order for them to transfer money to me. I did not quite believe with him and i refused to give him my bank account number. Instead of that, I told them to write a cheque for me but he gave excuses that they are unable to send me the cheque but they have opened a temporary account in Hong Kong’s Bank where they have placed the money there and also gave me the account number & password to access that the account. Then, i started to call the bank and the automated voice machine said that i have HK$200k deposited. However, i still cannot fully trust them and request them for more proof and they gave me a website where they sell products.

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February 1st, 2010 | Posted in » Finance Tips, News & Announcement | 4 Comments | 4,910 views