I still remember i applied Public Bank Visa Electron debit card since the beginning of year 2007, at that time i used it to verify my personal paypal account. And, i found that it bring convenient for me to withdraw money from paypal to my Public Bank debit card account.
The way of using debit card is totally different from credit card, you will have more better financial management because you need to have enough money in the debit card before you can make any purchase.
My Advise For All Malaysian
Since our government implement the latest credit card scheme, which every principal credit card will be charged RM50 and supplementary card holder charged RM25, then now it’s great chance for you to own debit card. Besides that, the process of applying debit card is very easy and you no need to have income requirement.
Annual Fees of Public Bank Debit Card
As we can see, the number of credit cards usage had been increased since year 1997. At the same time, the number of people get into debt also been increased. Our government had responded to that issue and proposes that principal credit card service tax of RM50 per year and supplementary credit card service tax of RM25 per year be imposed in order to encourage our citizen to have prudent spending. It will be effective from 1st January 2010.
Many people are not happy with that suggestion. This is bad news for those who own multiple credit cards and it is advisable to do cancellation of their card so that they won’t be taxed next year. Just imagine how crazy of our government: RM50 (service tax) + RM50 (annual fee usually more than that amount), this is only for single card. If you have more, the amount will be crazy!
However, this service tax will not be imposed immediately on January 2010 for all credit cards. For those existing credit card holders and their renewal date is at the end of the years. Then, they still got time to enjoy benefits.
Drawback of Imposing Service Charge on Credit Card
If you’re Citibank Clear Card members, then it is great news for you. This is because you can enjoy buy 1 free 1 Cathay movie ticket and pay for your popcorn combo for just RM2 now. For the previous Cathay Cinema promotion, the Citibank Clear cardholder can enjoy RM6 per ticket and popcorn combo for just RM2. This latest promotion seems like bring much more benefits to movie lover. It means when we buy 1 ticket, Citibank will give us another 1 free ticket.
Terms & Conditions
* This promotion is valid till December 31, 2010.
* Available everyday for all movies but just for normal seats only.
* Each card member is entitled up to 2 movie tickets and 2 popcorn combos per day.
* Popcorn combo only valid with the purchase of movie ticket
* Movie tickets are on first come first serve basis at 1000 per week nationwide.
Do You Think Cathay Cinema Promotion Is Real?
I heard some of my fellow blogger said that they cannot get what they want. The Cathay Cinema staff always can’t get the latest information update from the Cathay Cinema official website. Besides, they do not have systematic handling to most of the Cathay loyalty customer. What do you think? Did you face the same situation?
Maybank American Express Gold Credit Card can give you up to 5x rewards point. Besides, American Express Gold Credit Card is the first in Malaysia to offer the lowest interest rate of 9% per year. However, the credit card holders need to make consistent minimum payments to enjoy the 9% interest rate instead of normal charges of 16% per year.
Based on what I’ve known, not many local banks offer AMEX card. As I know, Maybank offers it. AMEX is not popular because not many merchants accept it as well. Also, AMEX’s merchant charges are higher than VISA and MASTERCARD; so this is reason why a lot of shops doesn’t get AMEX merchant’s
How frequent do you go to watch movie at Golden Screen Cinema? Sign up the GSC-EON Bank Credit Card; you can get 1 Free GSC Movie Ticket and small popcorn combo set upon approval. And, with GSC-EON Bank Credit Card, you can enjoy 10% discount when you purchase GSC movie tickets. For your information, tickets for adults under RM10 will get a 50-cent discount.
The movie tickets discount is as below,
Besides, you can purchase the GSC Movie Tickets with hassle-free since you have the privilege for GSC outlets priority ticketing lane. So, you can skip the long queue in cinema during weekend. Save your time!!!
Furthermore, you will enjoy up to 15% discounts if you dine in at Glitters Café, Paradiso, Café Caro & Dessert Bar.
Weaknesses of GSC EON Bank Credit Card