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By N2H
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My Investing Strategy for 2012 [ February 5th, 2012 ] | 165 views | Leave a Comment

Although the market outlook is uncertain due to the European debt crisis but I will also plan to make minimal stock investments. I will only invest my savings in high yield dividend stocks when the market plunges. I think property is the best hedge against inflation. Therefore, I will invest in a medium cost apartment soon. Besides, gold is another option to preserve our money and diversify our portfolio. It would be great if you can plan to allocate some funds for gold of 20g to 50g.

investing strategy

My recent strategy is to invest for income and capital preservation in view of the market volatility. For my unit trust investment, I will try to diversify by allocating one third of my portfolio into medium term aggressive fund. Meanwhile, for my stock portfolio, I will try to minimize my risk by investing in defensive counters which also provide dividends consistently.

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Can China Overtake US Economy by 2030?

In my opinion, China could overtake US as the world’s largest economy if it maintain annual growth of 8% over the next 20 years.

china gdp

Last year, I had already overtook Japan as the number 2 economy, and set a growth target of 8% for 2011 and is aiming for 7% per year from 2011 to 2015. The reason why I said that China can become the largest economy by 2013 is because it has the potential market which measured by purchasing power parity.

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November 21st, 2011 | Posted in » Economic Analysis | Leave a Comment | 571 views

Samsung Galaxy Note: Feature Rich Affordable Smartphone

Samsung has stormed the world with new smartphones with its latest offering of Samsung Galaxy Note. As you can see, the new category has been introduced with the combination of the portability of the smartphones and the functionality of the tablet. No doubt, it will create a new user experience with an elegant and single device.

The Samsung Galaxy Note features a huge 5.3-inch HD Super AMOLED display with the screen resolution is 1280×800 pixels and the pixel density is 285 ppi. This will definitely makes your web page viewing more comfortable.

s pen

In addition, Samsung Galaxy Note has also introduced a remarkable feature with the S Pen. S Pen allows you to draw images, take notes, mark-up screenshots or maps on the touchscreen. When you have an idea that strikes you, then you can just take out your Galaxy Note and note it down with the S Pen. The innovation is so useful as I can write down to-do lists by just writing on electronic device rather than on paper. Apparently, it will be bring more convenience to me when transferring them into other electronic form of devices.

With the S Memo, now I can write the notes onto the Galaxy Note which would digitize my handwriting and converting it into tidy electronic words. This is to entirely replace the common ways of writing pages of notes during classes last time which ended up with a lot of papers! In the other words, it allows everything to be organized and avoid unexpected occurrences such as losing of papers. So, can you imagine how wonderful this makes our life?

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November 17th, 2011 | Posted in » Other | 2 Comments | 1,270 views

Samsung Galaxy Note Unboxing in Malaysia

Samsung Galaxy Note! Finally, it’s officially launched in Malaysia with the price of RM2,299 only! I still remember watching this cute advertisement in the cinema when it shows the very realistic eggs on a smartphone. The picture taken would come alive with vivid colors too. Well, I saw the power of Super AMOLED Display in Samsung Galaxy S2, but this time it’s going to be bigger screen with 5.3 inches of the Galaxy Note.

samsung galaxy note

Definitely, the screen is big enough for you to watch movies without squinting your eyes, yet portable enough to be kept in your pockets! Just look at this video for this amazing product here.

In my opinion, the biggest selling point is its 8MP camera. With this powerful camera feature in the Galaxy Note, you can now capture the world’s every moment in deep detail. Thus, it has also proven in overcoming the common issue with phone cameras which are always delivering poor quality of the photos.

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November 17th, 2011 | Posted in » Other | Leave a Comment | 1,075 views

My Investment Challenge Experience

OSK Investment Challenge provided me the opportunity to invest in stock market with a virtual capital of RM100,000. During the investment period, I have learned how to invest, polish my trading skills and reap the returns within short period of time. Indeed, I have truly enjoyed this investment challenge which has contributed to my investment success.

Certificate of Participation

OSKIC certification

The Investment Challenge started from 4th - 28th October, which is about 18 trading days. Most importantly, I can make use of it to test my stock trading mechanism, tactics to analyze a stock potential, market forecast techniques and financial management skills. As a result, I have proven some positive return for almost 90% of the stock that purchased by just applying defensive trading technique.

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November 15th, 2011 | Posted in » Achievement 2011, Bank & Investment | 1 Comment | 790 views

Lump-sum or Partial Withdrawal from EPF at 55?

Your EPF savings can be the largest disbursement amount that you will see in your lifetime. It’s something that most individuals anticipate throughout their working life. It can give them a sense of fulfillment as it’s possible for them to achieve their life goals.

withdraw EPF

Upon reaching 55 years old, most of the people prefer to withdraw all their EPF savings but many are opting for flexible withdrawals either in partial or monthly payments. There are several factors for you to consider in choosing between withdrawing a lump sum and making a partial withdrawal.

Decision: Lump-sum vs Partial Withdrawal?

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November 12th, 2011 | Posted in » Retirement Planning | Leave a Comment | 778 views

Looking for Profitable Rental Property?

Rental business can provide additional income or your may create employment for your own. In fact, owning a rental property is a tough business as it always takes a great deal of your time to do searching in order to suit your investment purpose. In relation to that, it’s important to think through all aspects of your rental business carefully. As you develop your idea for it, you need to look at the key aspects of your local community. These aspects could be your proposed location, facilities, potential customers and etc.

Rental Property

The location and its ability to support a profitable rental business need to be evaluated from the beginning stage. Doing research is a must in order to get some feedback about businesses in your community if they would rent from you.

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November 9th, 2011 | Posted in » Other | Leave a Comment | 663 views

KLCI 30 Component Stocks

KLCI

Here the latest list of 30 component stocks in FTSE Bursa Malaysia. It’s very much influence to our KLCI index. And, you will have a better market view if you know these companies’ stock performance very well.

RHB Capital
British American Tobacco (Malaysia)
Axiata Group Bhd
Maxis Bhd
Malaysia Marine and Heavy Engineering Holdings Bhd
PETRONAS Chemicals Group Bhd
Genting
Kuala Lumpur Kepong
Malayan Banking
MMC
PPB Group
Sime Darby Bhd
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November 7th, 2011 | Posted in » News & Announcement | Leave a Comment | 883 views