Public Mutual Fund Still No.1 In Malaysia Unit Trust Industry
As reported past few months, Public Mutual still maintains no.1 position in Malaysia’s Unit Trust industry. As you can see, this is a strong and stable company for investors during current market conditions.
My friends have been Public Mutual Fund agents for quite some time ago and I support them and invest in the unit trust until now. Of course, it will probably take some time before I get to see the results. So do you invest in unit trust? How’s the performance of your mutual fund?
My Latest Investment Date: 8th May 2009
Top Up Funds:
Public Asean Dividend Fund (well perform, highest NAV price was RM0.29, recommended to invest) – 1k.
Public Euro Pacific Fund (less performing) –1k
Public China Ittikal Fund – 1k.
Generally, the return on investment for mutual fund is higher than bank fixed deposit. However, mutual fund stands the risk of losing money whereas for fixed deposit 100% safe since it is capital guaranteed.
The return on investment more or less should be about the same, or maybe a little bit more if you invest in public mutual. Besides, you can buy and sell your unit at any time, so you have more control to buy units when the price is lower and sell them back when the price is higher. However, I suggest you don’t do so as it is a long-term investment and the fact that they charge you administration fee every time you top up or invest new unit trust.
New Way To Invest Public Mutual Fund With EPF
Seriously, for the coming days, I will invest public mutual fund using EPF Account 1. It’s better to get some of your money in EPF account to be managed by public mutual fund.
Invest In Unit Trust Should Start When You Are Young
If you see unit trust as a tool for you to achieve financial freedom 20-30 years down the road then you must start saving let say RM100 per month. Based on ringgit cost averaging, with capital appreciation and distribution of units, your investment will most probably doubled 20-30 years later.
Personal Finance Tips: Before start investing in mutual fund, invest in your mind first so that you will not lose any of your hard earned money. Invest prudently and get some basic investment knowledge by reading and asking people. Then only decide which is the best type of investment for you.
* Please noted that I m not a financial expert and I write this post based on my experience and the fact that I am very close with many unit trust agent of Public Mutual and Public Bank.
May 13th, 2009 at 10:16 am
what abt china select fund bro?
May 13th, 2009 at 2:45 pm
hehehe… I heard fixed deposit still the biggest fund in malaysia. That’s mean, ppl still investing their money with FD instead of UT. Still a big market to do for UT hehehehe..
May 13th, 2009 at 6:59 pm
talking about unit trust.. i bought at the wrong timing. Bought when it’s high, then it dropped.. still losing a lot of money ler..
May 14th, 2009 at 5:22 pm
I invest in Public Mutual too. But I still prefer to dive in stock market directly. More risk == more fun.
May 14th, 2009 at 10:57 pm
Public Mutual is a good unit trust company (child of Public Bank) and I believe their ROI are better than other unit trust companies in the local market.
May 15th, 2009 at 2:05 pm
i am always their supporter, invest more then 10K in there already
May 21st, 2009 at 3:38 pm
I’m PM consultant. Email me if you interest in Public Mutual Fund.
May 28th, 2009 at 1:01 pm
Public Mutual is solid but note that many unit trust companies claim to be No 1 in something, it is always possible to do a chart showing how you beat a benchmark. Just find a point in time which tells your story and plot it.
May 31st, 2009 at 1:26 pm
Hey its is simple. A lot of margins have been lost from china funds since 2007. Just compare the 25 sen when they were issued against the low price now. They will move once China recover fast from the second half 2009 onwards. It is as simple as that. So go for china funds !!!!!
June 6th, 2009 at 2:18 am
Public Mutual fund is definately my No.1 choice with those high dividend from equity fund. But you need to sell (when price is high) and buy back (when it is low) from time to time to make profit. That is what i did not do for the past 5 years. Now, just managed to get back my capital if i sell (coz i’m doing the investment on monthly basis, so, luckily not at a lost). Any comment on keeping it for 20-30 years?
June 6th, 2009 at 6:58 pm
Agree with you “Invest In Unit Trust Should Start When You Are Young” . . . .
July 4th, 2009 at 5:32 pm
I have sign up for PM Ittikal Fund, for long term savings & investment, heard that China’s economy is boosting however, I am a bit cautious when it comes ti investing my EPF with PM. A number of relatives have rather negative input for PM, they have lost money. But then again, they could be taking out money due to panic attack of the recent economic down turn. If you could advise or give your views on putting in EPF and earn in a long run cuz we do have to be careful where to put our hard earn money.
October 7th, 2009 at 1:46 pm
hi…would like to know more bout public mutual fund…
eg : which fund shld be invest
which fund is best??
got any ranking?
invest in which field?
according previous record, which fund performance is best?
November 24th, 2009 at 12:47 am
please contact through my mail Kelly
November 24th, 2009 at 12:50 am
To knew about Public Mutual please mail me biglife_vino@yahoo.com