For those who interested to apply a credit card then Standard Chartered credit card will be your right choice at this moment.
Both Standard Chartered Platinum & Gold Credit Cards offers 0.5% cash back on every transaction excluded petrol. There’s no minimum charge required, no limit on cash back given and the more you use your card, the more cash back you gain. Besides that, it’s also comes with point rewards in which RM 1 = 1 point, so basically it is a 2 in 1 card. It comes with 2 years annual fees waiver, 3rd year onwards normally you can call for waiver.
Activate the card and spend once for any amount within 30 days and enjoy the cash rebate RM80.00 for Gold Card approved and RM150.00 for Platinum Card Approved. Based on my credit card agent information, the cash rebate will be credited into the following month bill statement. So, hurry up and grab this golden opportunity! This promotion is valid until 31st Aug 2010 so try to submit your credit card application before as soon as possible.
Once your credit card get approved and activated, then you will be charged RM50 government service tax. So, with this latest Standard Chartered credit card offer then you still can earn RM30 from each Gold Card and RM100 from each Platinum Card that you applied.
My Personal Tips:
Try to apply it no matter you will use it or not since there’s a FREE MONEY for you to spend. If you noticed that you are not heavy use of your credit card then you can just decide to cancel the card within 1 year in order to avoid the next year government service tax. All you can do is just calling to their customer service to do card cancellation. Thus, it’s hassle free.
I have applied Standard Chartered Master Gold and Visa Gold card and there’s RM60 FREE MONEY coming soon, so what are you still waiting for?