Almost every year, many consumers suffer from bad credit due to different reasons. As I known, only small portion of them have successfully managed the credit repair to really shine them and regain their good credit standing. Others failed due to they’re not being aware of their real situation.
The credit crisis always becomes one of the main factors of bankruptcy. Various surveys show that there may have high percentage of credit reports contain inaccuracies. If it is the case, then you can try send a credit dispute letter to the credit agency that is reporting late pays on your account. Generally, they will require the creditor to provide the evidence that the account was in fact late.
How Should You Write Credit Dispute Letter?