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My Investing Strategy for 2012 [ February 5th, 2012 ] | 127 views | Leave a Comment

Although the market outlook is uncertain due to the European debt crisis but I will also plan to make minimal stock investments. I will only invest my savings in high yield dividend stocks when the market plunges. I think property is the best hedge against inflation. Therefore, I will invest in a medium cost apartment soon. Besides, gold is another option to preserve our money and diversify our portfolio. It would be great if you can plan to allocate some funds for gold of 20g to 50g.

investing strategy

My recent strategy is to invest for income and capital preservation in view of the market volatility. For my unit trust investment, I will try to diversify by allocating one third of my portfolio into medium term aggressive fund. Meanwhile, for my stock portfolio, I will try to minimize my risk by investing in defensive counters which also provide dividends consistently.

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Fantastic Offer With New DiGi DG30 Postpaid Plan !!!

Digi Postpaid Plan

DiGi has launched its New DG30 Postpaid Plan. If you are looking for the lowest postpaid plan with zero access fees in Malaysia, then this is a smartest choice for you. The new postpaid plan has been launched since 19th May 2009 and it just replaces DG20 Postpaid Plan, which was their previous lowest DiGi Postpaid Plan.

DG30 Vs DG20 Postpaid Plan

Previously, DG20 Postpaid Plan was a subscription based plan whereby RM20 is charged for access fee and call usage are charged separately. Now with DG30 Postpaid Plan, the RM30/month is actually commitment that you can use.

Let us compare DG30 and DG20 to see the major differences:

Digi DG30 Postpaid Plan

i. Zero Access Fee

DG20 Monthly Fee: RM20 (Access Fee = RM20, Talk Time Rebate = RM0)
DG30 Monthly Fee: RM30 (Access Fee = RM0, Talk Time Rebate = RM30)

ii. Lower SMS Rates

DG20 charges RM0.15/SMS
DG30 charges RM0.10/SMS, RM0.20/MMS

iii. Same Voice Call Rates

Both DG20 and DG30 charge RM0.20 per minute. As usual, calls are charged at 30 seconds block.

If you are still a DiGi Prepaid user and spend almost RM30/month, then it is a great time to switch DiGi prepaid plan to DiGi Postpaid Plan. You can enjoy better rates and only RM0.20/minute for all calls across all networks.

Limitation of DG30 Postpaid Plan

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June 18th, 2009 | Posted in » My Saving Plan, News & Announcement | 8 Comments | 16,091 views