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Can You Survive With Salary RM3,000 If You Have Family? [ March 16th, 2010 ] | 261 views | Leave a Comment

Do you think that you can survive with salary RM3,000 in Malaysia nowadays. Based on my personal survey, I noticed that in Malaysia, the average family income is RM3,000 per month. But, I do understand that there are still many families whose monthly income does not reach RM3,000.

monthly_salary

In order to make calculation simple, let’s take RM3,000 as the figure:

Electricity bill: RM40 (Assume no air-con, no water heater)

Water bill: RM10

Phone bill: RM100

Family meal: RM900 (3 meals on RM30/day)

Car repayment: RM450 (A Perodua Myvi, 5 years repayment)

Petrol fees: RM150-200

House repayment: RM550 (Assume living in low medium cost apartment)

Personal insurance: RM400 (combination of you and your wife)

Total monthly expenses: RM2,650

All the above calculation have not taken into account when you have own children. Besides, the EPF and income tax haven’t deducted. So, do you think family with salary RM3,000 enough to survive? Obviously, you will say cannot, am I right?

Full Time Blogger Income More Than IT Programmer, Possible?

Different bloggers have different mindset and that is the reason why there is an increase in number of paid products released by bloggers like e-books, e-courses, membership sites etc. It’s better than just sticking to Adsense on your blog.

IT programmer

Blogging is not just about making money, but it sure is a nice bonus. There’s no barrier of entry to become a blogger, where as programmers require real occupational training.

Previously, I was an embedded software engineer, which is not my interest field exactly. After I started blogging, I realize it has more potential than any other job looking at the current scenario. Besides, I can work according to my time schedule. Be my own boss.
In short I can live with my own life.

What Is My Ambitious?