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My Investing Strategy for 2012 [ February 5th, 2012 ] | 196 views | Leave a Comment

Although the market outlook is uncertain due to the European debt crisis but I will also plan to make minimal stock investments. I will only invest my savings in high yield dividend stocks when the market plunges. I think property is the best hedge against inflation. Therefore, I will invest in a medium cost apartment soon. Besides, gold is another option to preserve our money and diversify our portfolio. It would be great if you can plan to allocate some funds for gold of 20g to 50g.

investing strategy

My recent strategy is to invest for income and capital preservation in view of the market volatility. For my unit trust investment, I will try to diversify by allocating one third of my portfolio into medium term aggressive fund. Meanwhile, for my stock portfolio, I will try to minimize my risk by investing in defensive counters which also provide dividends consistently.

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Leave a Comment | Posted in » Finance Tips

Malaysia Car Import Tax Too High?

import_tax

Many people do not know how the taxation system run on imported cars in Malaysia. I myself also feel the same. I personally think that the taxes on imported cars with different engine capacities need to be revised in order to reduce public burden.

Why Malaysia Car Import Tax So Hight?

malaysia_imported_car_logo

I personally think that the reason why Malaysia government set high import taxes is because they want to protect the country’s two national car, which are Proton & Perodua. I always hope that our government can consider reducing the import duties for foreign cars for the announced budget but everytime end up with disappointment.

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December 1st, 2009 | Posted in » Economic Analysis | 26 Comments | 16,086 views

Sell Off Old Car & Get Rebate Off For A New Car?

This is the latest new that I listen from radio FM. Sell off 15 years or older your old car and buy a new car at a discounted price of MYR 5,000. This proposal is still waiting from Finance Ministry approval. This would encourage consumers to buy new cars.

proton

But why new cars only? This seems like unfair to those used car dealer. Government take this action is to spur the country’s car industry in the event of the global economic downturn. But why would the government pay MYR 5000 for anyone selling their old cars? Malaysians have too many cars already and almost all main roads are congested like hell.

I don’t think that rebate is a good proposal except for those using kancil! So how about for those who buy more expensive car like Honda Accord, Toyota Camry, Mercedes Benz, BMW etc. will only get MYR 5k after 15 years? All of them cost more than MYR100k. Wake up YB!

Why Malaysia’s Cars Are Not Cheap?

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February 25th, 2009 | Posted in » Finance Tips | 5 Comments | 6,762 views