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New Year’s Resolutions for 2020 [ December 30th, 2019 ] Posted in » imDavidLee Life, News & Announcement

There are resolutions you hear every year, usually those resolutions involve something along the lines of saving money or getting healthier. Anything you make is going to boil down to the same thing – Better yourself.

Don’t be like this when you’re making your new year resolution
My goal in 2019 is to achieve the goals I set in 2018 that I should have completed in 2017 as I made a promise in 2016 that I planned in 2015.

Now is a great time to identify new and existing opportunities to grow and get 2020 off to a strong start. For 2020, I have set some achievable goals for myself. Accomplishing these goals will bring myself professional joy and positive growth.

1. Make an Impressive Impact at Work

Make impressive impact at work

Being more productive often stands at the top priority list but actually finding the ways to implement it in everyday life is a different kettle of fish. However, I will try to be proactive about going after what I want and doing things without being asked. I will also make it a priority to work on my productivity by using a time diary to become more aware of how I’m spending my time now. Being more focused is also important as it can take an average of 25 minutes to resume a task after being interrupted.

My strategy focus is to:
UNDERSTAND where am I now.
IMAGINE where I could be.
CREATE my strategic move.

Dare to be different. Don’t settle for the ordinary.

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PTPTN Ujrah Scheme: Update PTPTN Interest Rate to 1%

As we known, our Prime Minister had announced to reduce PTPTN administration fee from 3% to 1% since year 2008. But, we can see that there are still quite a great number of PTPTN loan borrowers are still paying 3% of administration fee today.

In order to solve the above issue, our government had introduced Ujrah Scheme to encourage all PTPTN loan borrowers to update their information. This is to expedite the process of changing 3% to 1% of PTPTN administration fee.

PTPTNUjrahScheme

Under this Ujrah scheme, you need to follow phase by phase in order for you to get reduction of PTPTN administration fee:

i. First, you need to update your info in Ujrah website. What you need to do is just keyed in your identity card number and email address.

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December 3rd, 2010 | 2 Comments | 9,927 views

Why PTPTN Loan Interest Rate Still 3% ?

PTPTN

I think I should feel proud at this moment because I always keep on paying back the PTPTN loan. Compare to many other borrowers, most of them will defy the loans even they have money to payback. And, in the end, they may receive the warning letter then only start to pay.

Why PTPTN Still Charge Me 3% Interest Rate But Not 1% ?

I had been taking PTPTN loan for my Diploma, which is a total of RM10, 000. Based on the first agreement that I signed, the interest rate was around 3%. However, our Prime Minister announced that the interest rate of PTPTN would be reduced to 1% since 1st of January 2008, and clarified that this will apply to ALL students.

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October 30th, 2009 | 16 Comments | 18,527 views