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My Investing Strategy for 2012 [ February 5th, 2012 ] | 127 views | Leave a Comment

Although the market outlook is uncertain due to the European debt crisis but I will also plan to make minimal stock investments. I will only invest my savings in high yield dividend stocks when the market plunges. I think property is the best hedge against inflation. Therefore, I will invest in a medium cost apartment soon. Besides, gold is another option to preserve our money and diversify our portfolio. It would be great if you can plan to allocate some funds for gold of 20g to 50g.

investing strategy

My recent strategy is to invest for income and capital preservation in view of the market volatility. For my unit trust investment, I will try to diversify by allocating one third of my portfolio into medium term aggressive fund. Meanwhile, for my stock portfolio, I will try to minimize my risk by investing in defensive counters which also provide dividends consistently.

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Top 5 Best Performing Public Mutual Fund in Year 2010

Are you Public Mutual Fund investor? Do you know which funds perform the best in year 2010? Now, I would like to share with you my personal analysis on Public Mutual Fund past performance from January - December 2010.

PublicMutualFundPerformance

1. Public SmallCap Fund (PSMALLCAP)

Public Small Cap was the best performing fund in year 2010. We can see that the return last year was 31.63%.

PublicSmallCapFund

2. Public Islamic Sector Select Fund (PISSF)

Public Islamic Sector Select Fund (PISSF) was the best performing fund among all Islamic funds last year. It seeks to provide income by investing mainly in a portfolio of equities which complies with Shariah requirements from market sectors in the domestic market. The return was 30.19%

PublicIslamicSectorSelectFund

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April 26th, 2011 | Posted in » Bank & Investment, Public Bank & Mutual | 3 Comments | 2,150 views

How To Invest Public Mutual Fund Using EPF?

At first, I would like to take this opportunity to say thank to my friend who is also Malaysia’s Public Mutual Agent as he provides this kind of EPF investment information for me to share with you all.

public mutual fund

For those of you who have not invested in unit trust using your EPF, it’s time to invest. EPF themselves uses OUR money to invest in funds to earn returns to pay contributors smaller dividends. Last year 4.5%. Where else if you invest directly into unit trust you can earn between 10-12%.

As I known, this new investment scheme started since 1st February 2008, all investor can invest but not more than 20% of their savings in EPF account 1. This kind of investment only allows investing once for every 3 months and minimum investment is RM1, 000.

How To Apply?

EPF

1) Photocopy of your NRIC (both side)
2) Fill up KWSP investment form with some personal details
3) Fill up mutual fund companies investment forms.

What Fund Can You Invest?

All funds that has approved by EPF:

i. Public Regular Savings Fund (PRSF)
ii. Public Index Fund (PIX)
iii. Public Islamic Equity Fund (PIEF)
iv. Public Islamic Balance Fund (PIBF)
v. Public Islamic Sector Select Fund (PISSF) - CLOSED
vi. Public Sector Select Fund (PSSF) - CLOSED
vii. Public Select Bond Fund (PSBF)
viii. Public Money Market Fund (PMMF)
ix. Public Islamic Money Market Fund (PIMMF)
x. Public Islamic Select Treasures Fund (PISTF) - NEW!!!

How Much You Can Invest In EPF Approved Unit Trust Fund?

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May 31st, 2009 | Posted in » Bank & Investment, Public Bank & Mutual, Retirement Planning | 83 Comments | 52,667 views