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By N2H
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My Investing Strategy for 2012 [ February 5th, 2012 ] | 129 views | Leave a Comment

Although the market outlook is uncertain due to the European debt crisis but I will also plan to make minimal stock investments. I will only invest my savings in high yield dividend stocks when the market plunges. I think property is the best hedge against inflation. Therefore, I will invest in a medium cost apartment soon. Besides, gold is another option to preserve our money and diversify our portfolio. It would be great if you can plan to allocate some funds for gold of 20g to 50g.

investing strategy

My recent strategy is to invest for income and capital preservation in view of the market volatility. For my unit trust investment, I will try to diversify by allocating one third of my portfolio into medium term aggressive fund. Meanwhile, for my stock portfolio, I will try to minimize my risk by investing in defensive counters which also provide dividends consistently.

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Leave a Comment | Posted in » Finance Tips

How Much Are You Worth?

How do you rate your value mostly? How do you figure out how much you are worth when it comes to your career? How much should you charge your client? Are you creating quality work for the money? Bear in mind that whenever people spend on you, you are being paid based the supply and demand of what you’re doing.

How Much Are You Worth

When you like to spend time with someone, it’s because you’ve measured your return on investment. A high ROI would mean delivering high value in return for a small investment within a short period of time. While a low ROI would naturally mean the reverse.

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August 7th, 2011 | Posted in » Business Idea | Leave a Comment | 876 views

The More We Spend The Higher Rate of Return On Investment Needed

I believe that those who are ‘thrify‘ will grow wealthy, and those who are ‘spendthrifts‘ will become poor. During my school time, i already have a game of adhering to my budget in which saving 50 cents out of my pocket money. As i known, the discipline of being able to control our spending and save consistently would make us success in the later stage.

big spend

For those who are from top management level who earn more than RM10k per month does not necessary that they can live wealthy. Let’s take an example, the managing director of a multinational corporation, who was earning RM120k per year. Given his hefty income, we expected him to have great substancial amount of money over the years, right? However, sometimes we may found that quite a great number of them whose total assets actually is less than RM500k while the net worth is less than RM200k. Plus, more than 70% of his net worth was from EPF savings.

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September 2nd, 2010 | Posted in » Finance Tips | 4 Comments | 1,808 views