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Can You Survive With Salary RM3,000 If You Have Family? [ March 16th, 2010 ] | 112 views | Leave a Comment

Do you think that you can survive with salary RM3,000 in Malaysia nowadays. Based on my personal survey, I noticed that in Malaysia, the average family income is RM3,000 per month. But, I do understand that there are still many families whose monthly income does not reach RM3,000.

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In order to make calculation simple, let’s take RM3,000 as the figure:

Electricity bill: RM40 (Assume no air-con, no water heater)

Water bill: RM10

Phone bill: RM100

Family meal: RM900 (3 meals on RM30/day)

Car repayment: RM450 (A Perodua Myvi, 5 years repayment)

Petrol fees: RM150-200

House repayment: RM550 (Assume living in low medium cost apartment)

Personal insurance: RM400 (combination of you and your wife)

Total monthly expenses: RM2,650

All the above calculation have not taken into account when you have own children. Besides, the EPF and income tax haven’t deducted. So, do you think family with salary RM3,000 enough to survive? Obviously, you will say cannot, am I right?

Sports Toto 4D Lottery Game

sport_toto

Did you play any lottery game before? Most of the people have their same thinking when plays lottery game; they just want to make fortunes quickly. One of the popular lottery game is Sports Toto 4D. Through this lottery game, you can select your 4 digits and bet on the specific number. Once you bet the amount, you will get a receipt, which is the proof while claiming your winning prizes.

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Rules of Sport Toto 4D Lottery Game

You can play Toto 4D as small or big game. Based on my understanding, there are 23 prizes for big game and 3 prizes for small game and you can get any amount up to RM 3500. The minimum amount that you can bet is only RM1. There are the facts that many people win a lot of money in Sport Toto 4D and you could become the next winner.