Monthly Archives: August 2011

Nominal vs Real Interest Rates

A nominal rate of return is also called gross rate of return. The real rate of return is simply the gross return less inflation. Do you think is it better to use real returns or nominal returns for your future … Continue reading

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Investing Rules of Thumb

If you have been reading investing blogs then you have come across some investment rules of thumb. It is a general guideline that you can approximate a value quickly. The number one rule of thumb is ‘Pay Yourself First’. You … Continue reading

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Which Bank in Malaysia Offer Highest FD Rate?

Fixed deposit is still the most popular type of savings in Malaysia. However, with the latest inflation rate still hovering above 3%, and bank fixed deposit rates still not that high, we are actually encountering the risk of getting the … Continue reading

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Don’t Panic When Market Crash

Financial markets worldwide traded broadly lower in the month on August, which caused by the concerns over the health of US economy and Euro zone debt crisis. Now, I realize that we are actually experiencing nothing more than a correction. … Continue reading

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Your Ticket to Financial Freedom – 5 Steps to Take If Financial Stresses Are Killing You

Are you a broke living from paycheck to paycheck? You can’t live this forever as it’s not safe and doesn’t make sense. If you’re unduly burdened by your credit card companies and your credit card accounts are being turned down … Continue reading

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