Category Archives: Debit & Credit Card

What Do You Think About New Rules for Credit Cards?

In order to ensure the usage of credit card is at a manageable level, the minimum annual income requirements for credit card eligibility has been raised from RM18,000 per annum (RM1,500 per month) to RM24,000 per annum (which is RM2,000 per month).


Besides that, those who is earning RM3,000 per month or RM36,000 per annum and less can only hold 2 credit cards from a maximum of 2 issuing bank.

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Direct Access : 0% Interest Balance Transfer For 6 Months

Do you want a short term Loan with 0% interest charge? You can do a balance transfer with CIMB Direct Access. CIMB Direct Access has been offering 0% interest on balance transfer for 6 months period. Bear in mind that the balance transfer is truly 0% and there’s no upfront fees, processing & admin fees, admin fees and etc.

Direct Access balance Transfer

If your mission is to clear your credit card debts, then you can take this plan in order for you pay less in interest. For example, lets say you made a purchase of RM10,000 with your EON Bank credit card last month and received your monthly statement from EON Bank this month showing that the RM10,000 is due on 15 December 2010. Well you can do balance transfer for this RM10,000 with Direct Access. But, you need to aware of something and what you need to do is:

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Enjoy More Rewards with CIMB Direct Access MasterCard

Few weeks ago, I applied CIMB Bank Direct Access MasterCard to enjoy the amazing credit card rewards. I like the concept of “Rebate“. I always try to find good rebates and promotion which can save me a lot of money for all my daily expenses and this kind of card can do for me.

It’s not only offers you no Annual Fees and it’s Free for Life.


Direct Access rewards you 5% rebate at grocery shop such as Guardian, Cold Storage, Sunshine, Giant, Tesco and etc on every weekend from 1 Oct to 31 Dec 2010. Please do not worry about the promotion period as it may extend from time to time. Just for your additional information, the previous promotion was 1 July – 31 Sept 2010.

CIMB smart rewards

Besides that, you also can enjoy 10% rebate if you dining at KFC, Burger King, Starbucks Coffee every Saturday and Sunday. Plus, you can also enjoy the rewards of 10% discount off your total bill everyday throughout the year at Burger King and Starbucks Coffee.

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Standard Chartered Gold & Platinum Card Offer

For those who interested to apply a credit card then Standard Chartered credit card will be your right choice at this moment.

Standard Chartered Credit Card

Both Standard Chartered Platinum & Gold Credit Cards offers 0.5% cash back on every transaction excluded petrol. There’s no minimum charge required, no limit on cash back given and the more you use your card, the more cash back you gain. Besides that, it’s also comes with point rewards in which RM 1 = 1 point, so basically it is a 2 in 1 card. It comes with 2 years annual fees waiver, 3rd year onwards normally you can call for waiver.

Activate the card and spend once for any amount within 30 days and enjoy the cash rebate RM80.00 for Gold Card approved and RM150.00 for Platinum Card Approved. Based on my credit card agent information, the cash rebate will be credited into the following month bill statement. So, hurry up and grab this golden opportunity! This promotion is valid until 31st Aug 2010 so try to submit your credit card application before as soon as possible.

Standard Chartered Credit Card Offer

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