Category Archives: Finance Tips

How Much Do You Know About Malaysian Tax?

It’s clear that Malaysia has had its tax system which was implemented since many years ago. However, how many people of you really familiar with that? Generally, there’re broadly 2 categories of taxes, which are direct and indirect. A direct … Continue reading

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Why is Cash Flow Important in a Business?

Companies that generate high cash flows are expected to survive, thrive and deliver strong returns to their shareholders. Companies that generate higher levels of cash generally indicate that they are in the right business. It implies that they have been … Continue reading

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How Compound Interest Works?

Anyone who has ever had a savings account has received compound interest. For example, suppose you place RM1000, which is your present value (PV), in a savings account that pays 4% interest annually. How will your savings grow? At the … Continue reading

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Will Renting Better Than Buying A House?

For most people, the rent versus buy decision is not just based on finances but also on lifestyle. Perhaps you want to rent a house because you want to have more freedom, or you may want to buy a house … Continue reading

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Nominal vs Real Interest Rates

A nominal rate of return is also called gross rate of return. The real rate of return is simply the gross return less inflation. Do you think is it better to use real returns or nominal returns for your future … Continue reading

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