Category Archives: Finance Tips

Investing Rules of Thumb

If you have been reading investing blogs then you have come across some investment rules of thumb. It is a general guideline that you can approximate a value quickly. The number one rule of thumb is ‘Pay Yourself First’. You … Continue reading

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How to Calculate Reducing Balance Loan?

Most of the people face with difficulty in calculating the loan interest rates. And, most of the time they will opt for the lower interest rate because it seems to suggest that the burden on a borrower will be less. … Continue reading

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Will Salary Increment Brings Higher Tax?

A friend of mine who is Senior Manager of manufacturing industry recently got a pay rise of RM500, which increasing his monthly income to RM10,500 and putting him in a much higher tax bracket. He came back to me to … Continue reading

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How to Calculate Flat Rate Loan Repayment?

I received a call from a banker last week, offering me a low interest personal loan of RM RM27,000 at 4.88% per year, with 3 or 5 years repayment terms. The idea put forth to me was that I could … Continue reading

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Stock Moving Average Calculation

Moving Averages can help traders to measure the direction of the trend. Most of the time technical analysts are likely to use 10 and 50-day moving averages. It focuses on the average price which is set based on a predefined … Continue reading

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