Category Archives: Online Payment Option

Paypal vs Google Checkout: Which is better?

The Internet gives us so many windows of opportunities to make our life much easier. Nowadays, all kind of Internet business transactions and shopping have been revolutionized by the Internet through online payment services such as Paypal and Google Checkout.

Similarities Between Paypal and Google Checkout

Both are free and easy to set up. Both also require credit card verification in order to get your account working.

Both Paypal and Google Checkout quite similar in the sense that they can be used by sellers, merchants and buyers to sell, trade, or pay for certain items or services.

Paypal vs Google Checkout

Paypal vs Google Checkout

Paypal is now owned by Ebay. Google Checkout is an online service provided by Google Inc. It was opened to the public since June of 2006, and was a free service.

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Western Union Vs MoneyGram

moneygram_westernunion

Most of the people know to make use Western Union when sending money from 1 location to another location, thus Western Union is the most well-known money transfer service around. And, it has more agent locations than other money transfer services. But, do you know what is the main competitor of Western Union? Yes, it’s MoneyGram, actually it’s almost same like Western Union. The procedure is quite simple and it just takes a few minutes to fill out the form and then your money can be sent to the receiver who is stay another side of the world.

As I known, MoneyGram also offer the services like make payment for your utility bills (e.g gas, phone, water, electric and so on). Perhaps in future, I will try to make use of this service to pay several of my bills each month. Furthermore, it also allows you to use its service to top up some fund into your prepaid credit cards.

Why I Rather Prefer To Use Western Union Than Cheque?

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How To Pay Income Tax Online Using PbeBank

There are several methods for you to pay your income tax, you can make your payment at Public Bank, Maybank, LHDN(Lembaga Hasil Dalam Negeri) counter, by cheque or bank draft, or online banking. I more prefer do things online since it is hassle free; therefore I made my income tax payment through Public E-banking.

If you are a resident of Malaysia, and you have source of income from Malaysia…Then you have to pay tax. If you are a resident of Malaysia, but your gain income from overseas, like Internet business income, dividend income from foreign stocks…are all exempted from Malaysia’s Income Tax.

Pay Income Tax Through Pbebank

Make sure that you have a Public Bank Internet Banking account. You can apply it at any Public Bank branch. Once you get it, you can login your account.

incometax1

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Withdraw Payment Via Western Union

Last time when I went to Public Bank, the only thing that makes me feel curious is the new payment option, which available now in Malaysia – Western Union. I did use paypal but never use Western Union before. After done a lot of research, I found that the difference between Paypal and Western Union is not much. Paypal is owned by eBay and more advertises on security issue whereas Western Union does not but you will know whom you are sending money to.

Western union send money

There are 4 Malaysia Western Union Options currently:

=> POS Malaysia Berhad
=> CIMB Bank (charge additional US$15 for US cheque greater than US$1000, from other people opinion).
=> RHB Bank Berhad(exchange rate will be better a bit, from other people opinion).
=> Public Bank Berhad

In other countries, there have more Western Union agent locations. You can find it in POS office, banks, supermarkets, travel agencies, airport, train and bus station, and currency exchange offices.

Advantages of Using Western Union

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