27th of July is the day that i get the 1st credit card which is from Maybank. It takes about 3 weeks to proccess. As a normal human, they need to prepare something when applying the credit card but fortunately i no need to prepare anything since my salary is bank in to Maybank. As long as ur monthly income exceed or equal to Rm1500 then will do. So, the bank officer just need to photostat my identity card for pre-approve only.

As i know, maybank credit card have 2 types for normal level user which are Maybank Visa Wave and Visa Flex. Do you know how to differentiate between each other?

Maybank Visa Wave which is the one that i personally own currently, it will waived you 2 years only means that there will no have annual fees for 1st 2 year. But i heard my seniors who are my work colleague said that you must call them after 2 year if they did not make any call to ask you whether wanna continue the credit card service or not. The another type is Visa Flex, it will waived you forever but u must maintain at least 2 transaction per month.

Age requirement:
As a principal cardholder, you must be aged between 21 to 65 (inclusive).
As a supplementary cardholder, you must be at least 18 years old.

Income requirement:

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