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Withdraw Money At ATM Overseas Using Cirrus and PLUS

If you have ATM card with the Cirrus and PLUS networks then you can use it overseas to withdraw money rather than bringing cash to exchange. I will recommend those who’re traveling frequently across various countries, then using the Cirrus and PLUS networks would be the best option as you no need to carry a lot of cash around.


They will definitely charge you the service fees whenever you withdraw. The fee is varied from each different bank but the great thing is it’s a flat rate. Let say if you withdraw cash using CIMB ATM card at Singapore then you will only be charge a flat rate of RM10 regardless of any amount. So, if the more you withdraw the less percentage of charges you have. Do you know why? Let’s see my calculation below:

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