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Tag Archives: loan tenure
Factors to Consider When Choosing A Home Loan
The margin of financing is also known as loan-to-value ratio. It is the home loan amount expressed as a percentage of your property’s value. The lower the margin, the more “equity” there is in the property. The margin of financing … Continue reading
Taking a Loan Before Retiring
For retirees, it is best to live with cash. Wherever possible, try to pay with cash. Normally, a loan is taken to finance something that you cannot afford. So, for the retirees who do not have a steady income should … Continue reading
Posted in Finance Tips
Tagged Home Loan, Housing Loan, loan tenure, Malaysia Loan, Retirement Life, Taking a Loan
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How to Calculate Flat Rate Loan Repayment?
I received a call from a banker last week, offering me a low interest personal loan of RM RM27,000 at 4.88% per year, with 3 or 5 years repayment terms. The idea put forth to me was that I could … Continue reading