My New Year’s Resolutions are yearly goals that I set for myself at the beginning of a new year. They usually have to do with fitness, investment, skills upgrading, and so forth.
My Plan for 2017
Traveling is refreshing and rejuvenating. Spending holiday on your local trip might achieve the same result. However, traveling overseas helps you to escape the routine of your life, which leaves you with no other choice than to forget the stresses of home.
I noticed that traveling is something that I’m passionate about and I wanted more of it in my life. I made goals for 2017 to travel more, to gain new experiences and seek out any opportunity I could possibly find.
I love seeing the world to experience different cultures. The places that I will travel next year are.
1. Siem Reap, Cambodia (that one I’ll be ticking off in January),
2. Hangzhou, China
3. Ho Chi Minh, Vietnam
Fixed deposit is still the most popular type of savings in Malaysia. However, with the latest inflation rate still hovering above 3%, and bank fixed deposit rates still not that high, we are actually encountering the risk of getting the real returns in this context.
Besides that, we also need to have some cashflow for emergencies purpose in the event of a financial crisis. As a rule of thumb, we should keep at least 6-12 months of monthly expenses in the form of cash before looking into any kind of investments or paying off any loans and etc.
Maybank eFD provides convenient way for FD account holder to make Fixed Deposit placements online. All transactions are real time. But, there’ll no certificate be issued.
So, if you are willing to open Maybank eFD, then you just login to Maybank2u.com. Click on Accounts & Banking and you will see Fixed Deposits. Then, click on Make an eFixed Deposit placement. Next, you can select eFixed Deposit type (Maybank Conventional Fixed Deposit or Maybank GIA Mudharabah or Murabahah Deposit Account MDA-i).
After that, please select term of your eFD. So there’s 1 – 60 months.
Please make sure that know the FD rates before you do the placement so you won’t feel regret later. So, below are the latest FD rates:
Streamyx has launched the latest promotion Cool Uni Pack since 1st of April 2010. This is great package for you to subscribe. If not mistaken, it is one of the highlight in our budget 2010 which provide affordable computer with internet connection for students who study in local university.
This new Cool Uni Pack only cost you as low as RM38 per month and it does not only offer broadband services at student price, but also offering a FREE HP Mini 210 netbook(market price at RM1299), FREE wireless modem and FREE Streamyx broadband Internet access at 384kbps for 2 years. At the same time, you will get the waiver of activation fee RM75 and installation fee RM88.
It’s not necessary you must subscribe RM38 per month package; you can choose a list of these complete packages:
i) 384kbps unlimited broadband – RM38/month
ii) 512kbps unlimited broadband – RM53/month
iii) 1Mbps unlimited broadband – RM68/month
iv) 2Mbps unlimited broadband – RM83/month
v) 4Mbps unlimited broadband – RM88/month
How to Sign Up Streamyx Cool UNI Pack?
I’m not sure how many of us do not know about this, our Malaysian government had come out a scheme where frequent users of the closed highways shall get 20% rebate off their toll transactions. This is to lessen the burden of the people.
So, it’s great opportunity for all Penangites as they are entitled to get 20% rebate on the Penang Bridge toll. In the other words, Penangites need only pay RM5.60 compared to RM7 for other users. And, it’s RM1.10 for riders from Penang compared to RM1.40 for other motorcyclists. However, you must use the Touch N’ Go card to be eligible for that. It’s still better than another scheme which requires you need to have minimum 80 transactions per month.
How To Get The Touch N’ Go Card?