These days, many people are facing the difficulties that they can no longer get a loan with bad credit. If you are suffering bad credit then you can try to take my simple advice, which may help you to achieve better credit repair and get approval for financing much more easier.
How I Make Monthly Credit Card Payment?
I always pay more than the minimum balance on my credit cards every month. If you can, pay off the outstanding balance in full each month to avoid the interest charge. Besides, you need to make the payment before the due date.
My Advice: Take Serious of Your Debt
For me, the best way to fix credit is to check with your credit report and analyze on which accounts are reporting negatively.
Firstly, you need to looking at how much debt you currently have. Write down your outstanding balances, interest rates and minimum payments for each account. You should list them each account properly, and give highest priority of payment to the account that has the highest interest rate. This is the only tactic of credit repair that you can pay off your debt.
Then, you can try to have budget for yourself. You can do that by comparing your monthly bills to the amount of money that you’ve make. From there, you can know which type of expense burden you and you can do something to trim it out.