Maybank Visa Debit Is Not Actual Debit Card
Have you ever heard about Maybank New Visa Dedit Card? I noticed that many naive bloggers said this card can be used for online transaction but I want to emphasize on this issue and make a conclusion that it’s not like other Bank debit card, which allow for online transaction. But, it is possible to do that in future since now still in phase I.
Why so confident to say that? This is my conversation with Maybank customer service staff…See the proof here…
What’s the features?
Actually it’s not a Debit Card but more on Electronic Use (ATM Card). If you use previous Maybank ATM card, I think only certain amount of Visa merchant can accept it. With this new card, you won’t feel worry much and for sure you can use it for payment if the Visa Logo is represented there.
For replacement from old ATM card to this Visa Debit Card, you will be charged about RM12. This is inescapable !!! (I’m not exception too) This will beneficial for new customer who have no saving account with Maybank before, they can open the account and get 1 free.
I have asked Bank Officer about the reward points and they said that for every RM1 you spent you would get 3 Treat Points. These points can be transfer to your Maybank Credit Card Account (If you own it) for point’s combination.
Remain Question Mark in myself !?!?
Better don’t use it to make payment at Petrol Station as it will deduct your money up to RM150 even your pumped fuel price is RM10. But they will refund you RM140 on the other day. Why got this kind of sucks process?? Is it Maybank want to borrow our money temporary to do something?
April 11th, 2008 at 9:12 pm
thanks for sharing about this post. it may benefit all of Malaysian as well.
April 12th, 2008 at 1:32 am
one more thing.. u cannot use this visa debit card withdraw money at other banks. not accept at the moment. = = Wat the….
April 12th, 2008 at 9:29 am
you always liek to speculate on credit card stuff one hor..what r u doing wit it??use it for soem investment??
April 12th, 2008 at 9:40 am
good topic good evident to show that u r real…
April 12th, 2008 at 1:19 pm
thanks for this detailed information about Maybank Visa Debit Card as am considering to replace my existing KawanKu ATM to this new Visa & ATM 2 in 1 Debit Card.
April 14th, 2008 at 4:41 pm
hey there, you stumbled into my blog. and now i’m here. very informative site and i like it
April 15th, 2008 at 7:02 pm
bro,
good info since u r the one who really try ot and email the maybank customer service. solid proof that this debit card wont work.
one of my reader told me that maybank debit card will be use for online transaction after June this year
me, just stick with Tune Card hehe
April 15th, 2008 at 7:39 pm
Hopefully this card soon can do online transaction. I have plenty of thing to buy seriously
April 16th, 2008 at 4:56 pm
It’s normal for debit card to do like that on petrol station. Some say petronas will deduct 150, somesay shell will deduct 120. Same like creditcard if you have only rm30 balance to use from your credit limit. Use indoor terminal if you dont want to have this thing.
Please read the T&C fully before use or buy anything. It stated there… Online can only be use after june…
April 17th, 2008 at 7:08 pm
I’ve about 2-3 Debits (either Visa or Mastercard) and none allowed me to do an online transaction.
Soon enough I gave up and resorted to Credit Cards which works fine..
April 17th, 2008 at 8:56 pm
huh? i dun understand, why they deducted rm150 then the next day returned the balance? i’m currently using public electron debit card, got kinda good comments from other users, but myself seldom use so still dunoe.. :p
April 18th, 2008 at 9:16 am
PB debit card can be used to do online transaction and it only need u to deposit RM25 for main and supplementary card
April 20th, 2008 at 4:12 pm
yes..maybank visa debit will only have online transaction after June..this is latest news given by Maybank customer service
April 21st, 2008 at 11:20 am
one thing came up to my mind.
if a hacker can stole our debit card info can they use it, I mean how safe is safe. This debit card link to our saving account rite.
It happens to me once, so just think about it
April 23rd, 2008 at 5:30 pm
wei lankapo, u stupid or what? Credit card if people steal can still lose money one….debit is just like it except it’s shittier
April 25th, 2008 at 3:13 pm
dear God,
sorry if my humble opinion offended u.
if a credit card fraud, they use the money from bank
but if a debit card, then it use your money from saving account rite?
April 25th, 2008 at 9:57 pm
I still to my PB debit card lo like dat.
April 26th, 2008 at 8:22 pm
i wonder what is the rational on this Pre-authorization charges…..can someone from maybank explain me on it….because RM150.oo each time,i think is too much….can this charge be reduce to as low as RM1.oo or as high as 10.oo?
May 12th, 2008 at 1:59 am
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May 13th, 2008 at 10:15 pm
it’s for every rm3 u spend u get 1 treat points free..not every rm1 get 3 treat points free..
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June 19th, 2008 at 3:51 pm
I read similar article also named Visa Debit Is Not Actual Debit Card | imDavidLee Dot Com | Mr. Money’s Blog, and it was completely different. Personally, I agree with you more, because this article makes a little bit more sense for me
July 17th, 2008 at 8:04 pm
Hi , I agree with this article, just sometimes I read so fast everything and I miss things that after read them again, I can understand it better.. ;). Your Visa Debit Is Not Actual Debit Card | imDavidLee Dot Com | Mr. Money’s Blog Blog Stumbled up and Bookmarked, so I keep updated on every article you write from now now on visa merchant account.
July 30th, 2008 at 12:36 pm
When bank actually can use their debit card for PAYPAL. Anybody can suggest. I do have Al-Rajhi (Failed) and Maybank (also Failed)and loss RM12/- already. So which bank really offer real debit card that can be a primary ref for my Paypal Account? Anybody?
August 11th, 2008 at 4:43 pm
Allo,
Im just surfing then i was drop at this page…haha
Hei guys if u want to use debit card for paypal, im suggest to use tune card by tunemoney..
im using it for paypal, n it was accepted..rather than maybank debit card..n it also can withdraw ur money from atm. but im not say it’s good,..u may try it…
August 29th, 2008 at 12:30 pm
the pre authorization fee that maybank charge is to safeguard their interest because they are afraid some people with less then rm200 pumps exceeding the amount they have in their savings account.in this sense if your savings has rm200 and above means you can pump the amount you want.its like the maximum amount you can pump for a car,and did i mention that maybank now charges rm200 for every pump instead of rm150 before this?
and i have one question,how can i use the treat points?as in redeem it for prizes or cash money?pls help
September 11th, 2008 at 6:00 pm
well, up to this day i dont think maybank debit card can be used for online transaction still… can it? ^o)
hmm… bleh~ yaloh… the treat points… no clear information about its usage from maybank… >< faint~
September 15th, 2008 at 1:31 am
The pre authorization fee is not only used by Maybank. Almost every local bank like CIMB also used this kind of “payment method” for petrol transaction. Maybe u don’t realize it if u used the credit card (because the trnx not immediately shows in ur statement) instead of debit card. I fnd ths card friendly and helpfull. Maybe u dun really understand the prpose of ths crd.
October 5th, 2008 at 12:23 pm
David, most of Maybank Debit Card users are aware of this. Well I was 1 of the 50th customer who got the Maybank Debit Card when it was officially launched. I am aware and I was noticed on the day I got my card that it is not applicable to do any transaction on the E-Channels. Currently the Maybank Debit Card is running on beta version.It’s service will be upgraded and all Maybank Debit Card holders will be applicable to use it on the E-Channels.
Other than that,it is so convenient as I do not carry much cash around when Im moving. The Debit card can be used in most of the merchandised stores,cinema’s and even in Starbucks too. Every RM1 you spend via the card you get 1 Threat Point. I have just exchanged my 3000 threat points for a RM10 MC’Donalds voucher.
October 7th, 2008 at 11:43 pm
Withdraw PayPal To Maybank Visa Credit Card…
Last time I just wondering how i want to withdraw my paypal money to my Maybank accoun……
October 28th, 2008 at 9:49 pm
I am always looking for good relevant information and latest news about Visa Credit Card Services . Just found your blog, thx for the info!