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My New Year Resolutions for 2019 [ January 2nd, 2019 ] Posted in » imDavidLee Life, News & Announcement

The end of the year is a time of reflection and being grateful for what you have. It’s time to think about how you can be better. Be the change if you want to make you stronger.

1. Cut Down on Seminar Time. Earn More.

I do feel like my life is ruled a little too much by attending seminars and workshops. Committing to a few seminar-free hours each day might be exactly what I need to break my addiction. Cut down on seminar to make more time for earning extra income instead of wasting most valuable time doing low value work.

Earn More: Even billionaires are often looking for ways to earn more income, and we common folk can definitely use an additional income stream to make our life a bit more comfortable.

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Which Bank in Malaysia Offer Highest FD Rate?

Fixed deposit is still the most popular type of savings in Malaysia. However, with the latest inflation rate still hovering above 3%, and bank fixed deposit rates still not that high, we are actually encountering the risk of getting the real returns in this context.

highest FD rate

Besides that, we also need to have some cashflow for emergencies purpose in the event of a financial crisis. As a rule of thumb, we should keep at least 6-12 months of monthly expenses in the form of cash before looking into any kind of investments or paying off any loans and etc.

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August 22nd, 2011 | Leave a Comment | 8,243 views