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By N2H
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My Investing Strategy for 2012 [ February 5th, 2012 ] | 216 views | Leave a Comment

Although the market outlook is uncertain due to the European debt crisis but I will also plan to make minimal stock investments. I will only invest my savings in high yield dividend stocks when the market plunges. I think property is the best hedge against inflation. Therefore, I will invest in a medium cost apartment soon. Besides, gold is another option to preserve our money and diversify our portfolio. It would be great if you can plan to allocate some funds for gold of 20g to 50g.

investing strategy

My recent strategy is to invest for income and capital preservation in view of the market volatility. For my unit trust investment, I will try to diversify by allocating one third of my portfolio into medium term aggressive fund. Meanwhile, for my stock portfolio, I will try to minimize my risk by investing in defensive counters which also provide dividends consistently.

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Malaysia Latest Car Loan Interest Rates

Last Saturday my friend told me that he bought a national car 3 months ago and his car loan interest rates was 4% for 7-year loan tenure. But, mine was 3.5% (5-year loan tenure) only. I still remember last year for 7-year tenure loan interest rate should be 3.65%. Thus, car loan interest rates in Malaysia had been increased. I think this is following the recent increase in the Bank Negara Overnight Policy Rate (OPR) in March.

car loan interest increase

In year 2009, when the OPR was at a historical low of 2%, the borrowers used to pay only up to 2.85% interest rate for a new foreign car. That’s the reason I can have the lower loan interest rate for my car.

Latest Car Loan Interest Rates

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July 7th, 2010 | Posted in » News & Announcement | 1 Comment | 15,399 views