Malaysian Budget 2010 | Malaysia Financial Blogger | Financial Freedom Ideas

My Investing Strategy for 2012 [ February 5th, 2012 ] | 206 views | Leave a Comment

Although the market outlook is uncertain due to the European debt crisis but I will also plan to make minimal stock investments. I will only invest my savings in high yield dividend stocks when the market plunges. I think property is the best hedge against inflation. Therefore, I will invest in a medium cost apartment soon. Besides, gold is another option to preserve our money and diversify our portfolio. It would be great if you can plan to allocate some funds for gold of 20g to 50g.

investing strategy

My recent strategy is to invest for income and capital preservation in view of the market volatility. For my unit trust investment, I will try to diversify by allocating one third of my portfolio into medium term aggressive fund. Meanwhile, for my stock portfolio, I will try to minimize my risk by investing in defensive counters which also provide dividends consistently.

Malaysia Budget 2010

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Datuk Seri Najib Abdul Razak has announced Malaysia Budget 2010 just now. This is the first time he represent first budget. As many people believe that Malaysian economy is slowly picking up, do you agree with that? Do you think the new Budget 2010 can transform Malaysia’s economy?

My Wish On Malaysia Budget 2010

I personally wish that this new budget strategy could help to stimulate the Malaysia economic and investment, the aspects that Malaysia government should be focused on are:

i) The personal income tax and corporate tax should be reduced in order to minimize public financial burden and always think in more creative way to help in long-term investment on infrastructure.

I hope that with the implementation of “The maximum income tax rate for individuals to be reduced to 26% from assessment year 2010. Personal relief increased to RM9,000.” under Budget 2010 can help the middle income group of people.