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KWSP Malaysia for Monthly Housing Loan Payment [ March 13th, 2010 ] | 106 views | Leave a Comment

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I heard a lot of forumer keep on discussing about this issue recently - KWSP steal citizen money! KWSP allow monthly withdrawal from EPF account 2 for the monthly housing loan repayment. But, from their discussion, some of them said that the withdrawal plan is actually a SCAM! I am sure you will feel keen to know more on this issue, right? Let me share with you what I’ve heard:

We take an assumption here:

If you have RM50,000 in your EPF account 2 and your monthly housing loan’s installment is RM1000/month. KWSP will approve your application of withdrawal from your EPF account 2 of RM50,000 and pay you RM1000/month for the next 50 months.

The only thing that KWSP did not inform us in detail is that when the application was approved, will the total amount RM50,000 is removed from EPF account 2? In the other words, it appears to be transferred to an unknown account to effect the monthly payment?

Fantastic Offer With New DiGi DG30 Postpaid Plan !!!

Digi Postpaid Plan

DiGi has launched its New DG30 Postpaid Plan. If you are looking for the lowest postpaid plan with zero access fees in Malaysia, then this is a smartest choice for you. The new postpaid plan has been launched since 19th May 2009 and it just replaces DG20 Postpaid Plan, which was their previous lowest DiGi Postpaid Plan.

DG30 Vs DG20 Postpaid Plan

Previously, DG20 Postpaid Plan was a subscription based plan whereby RM20 is charged for access fee and call usage are charged separately. Now with DG30 Postpaid Plan, the RM30/month is actually commitment that you can use.

Let us compare DG30 and DG20 to see the major differences:

Digi DG30 Postpaid Plan

i. Zero Access Fee

DG20 Monthly Fee: RM20 (Access Fee = RM20, Talk Time Rebate = RM0)
DG30 Monthly Fee: RM30 (Access Fee = RM0, Talk Time Rebate = RM30)

ii. Lower SMS Rates

DG20 charges RM0.15/SMS
DG30 charges RM0.10/SMS, RM0.20/MMS

iii. Same Voice Call Rates

Both DG20 and DG30 charge RM0.20 per minute. As usual, calls are charged at 30 seconds block.

If you are still a DiGi Prepaid user and spend almost RM30/month, then it is a great time to switch DiGi prepaid plan to DiGi Postpaid Plan. You can enjoy better rates and only RM0.20/minute for all calls across all networks.

Limitation of DG30 Postpaid Plan