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My New Year Resolution for 2018 [ December 29th, 2017 ] Posted in » Achievement 2017, My Career Opportunity, News & Announcement, Review

It is the time of the year again for us to review our year-long achievements, make our life plans and also financial goals in 2018. There are a lot of achievements for me to be proud of in 2017, however I can’t manage to tell every individual success in this post – will do only if I have time. Before we bid adieu to year 2017, let me share with you my own plan for 2018.

My Plan for 2018

1. Make a Career Change

If you no longer can find the passion to make a positive difference, even after doing your best, perhaps you are in the wrong field. It’s fine to start over or start again as long as you have thought through it thoroughly. Some of us who are lucky, find ourselves very early in life. You know exactly what you want in life and you know how to go get it. Those who are said to be unlucky are the ones who are always searching.

There’s no guarantee that it won’t fail. All I need is work hard, keep trying and tweaking over time. Get a resume makeover. Think of best answers to give for though interview questions. Employers are often very specific about the skills and experience they are seeking. They prefer to recruit someone who has a proven track record in their sector, which can make it tough to make changes in career path. To improve the chances of job success, it’s important to identify strengths and match them where possible to the needs of potential employers.

It’s rare to find a job immediately. We need to be financially and psychologically important to prepare for a job search that could take a few months longer. However, I will set myself a realistic time frame and do everything I can to stay positive. A career is like a marathon. You have to set realistic goals to know “what” you need to do to get to “where” you want to be.

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Being Employed vs Self Employed

Being employed or to run your own business, which one is better? To me, there’s no definite answer. It’s how you view it. However, there’s one common factor between them i.e. no matter whether you are an employee or an employer you will face risks.

Employee-vs-Entrepreneur

There’re a lot of people who asked me, why do you want to set up your own business? Between being employed and to run a business, which has the higher risks? During our school years, we are told by our teachers and parents to study hard so that we can secure a good job in the future. If that is so, then why should we start a business? Thus, there is no right or wrong answer to this issue. Everyone deserves a life of his or her own choice.

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March 13th, 2012 | 2 Comments | 6,524 views

Money Issues of Being Self-Employed

Chinese would usually like to do business or being self-employed. This is because they can set their own schedule and work from home. You will have more opportunities to increase your income and spend more time with the family.

self-employed

However, if you are self-employed then you need to consider more on your financial planning. If without a real financial plan in place, you may face a financial disaster in the near future. Here are some concerns that you should address:

Budgeting

There are certain expenses that you would incur in your daily living. But you need to plan your basic monthly commitment. I started my career as a financial planner and my budget strategy is to take into consideration my monthly expenses. I also look into my day-to-day cash flow to identify other expenses that I may not accounted for. Probably I will start with necessities like utility bills, petrol, food then followed by savings.

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September 5th, 2010 | 4 Comments | 3,904 views