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My New Year Resolutions for 2019 [ January 2nd, 2019 ] Posted in » imDavidLee Life, News & Announcement

The end of the year is a time of reflection and being grateful for what you have. It’s time to think about how you can be better. Be the change if you want to make you stronger.

1. Cut Down on Seminar Time. Earn More.

I do feel like my life is ruled a little too much by attending seminars and workshops. Committing to a few seminar-free hours each day might be exactly what I need to break my addiction. Cut down on seminar to make more time for earning extra income instead of wasting most valuable time doing low value work.

Earn More: Even billionaires are often looking for ways to earn more income, and we common folk can definitely use an additional income stream to make our life a bit more comfortable.

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Being Employed vs Self Employed

Being employed or to run your own business, which one is better? To me, there’s no definite answer. It’s how you view it. However, there’s one common factor between them i.e. no matter whether you are an employee or an employer you will face risks.


There’re a lot of people who asked me, why do you want to set up your own business? Between being employed and to run a business, which has the higher risks? During our school years, we are told by our teachers and parents to study hard so that we can secure a good job in the future. If that is so, then why should we start a business? Thus, there is no right or wrong answer to this issue. Everyone deserves a life of his or her own choice.

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March 13th, 2012 | 2 Comments | 6,670 views

Money Issues of Being Self-Employed

Chinese would usually like to do business or being self-employed. This is because they can set their own schedule and work from home. You will have more opportunities to increase your income and spend more time with the family.


However, if you are self-employed then you need to consider more on your financial planning. If without a real financial plan in place, you may face a financial disaster in the near future. Here are some concerns that you should address:


There are certain expenses that you would incur in your daily living. But you need to plan your basic monthly commitment. I started my career as a financial planner and my budget strategy is to take into consideration my monthly expenses. I also look into my day-to-day cash flow to identify other expenses that I may not accounted for. Probably I will start with necessities like utility bills, petrol, food then followed by savings.

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September 5th, 2010 | 4 Comments | 4,003 views