Category Archives: Retirement Planning

How to Retire Comfortably?

While it’s never too early to start our retirement planning, as investors we need to get the right path towards financial freedom. There’re some retirement planning mistakes that investors should avoid: Not Having a Retirement Plan This is the most … Continue reading

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Should Employee Retiree Later? Why?

In my opinion, retirement should be optional for employees. After 55, many employees’ especially top contributors are still able to offer leadership and management skills, technical expertise and guidance. These are invaluable assets that can be used to groom future … Continue reading

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Retirement in Malaysia

There are 3 basic groups of retirees and they have different ways of managing their finances during retirement. The 1st group comprises those who have little savings and have difficulties making ends meet, especially with the rising cost of basic … Continue reading

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EPF Contribution from 12% to 13%?

Effective from 1st January 2012, the EPF contribution from the employer to the employee for salaries below RM5,000 per month will be increased by 1%. This will bring the contribution rate by employers to 13% from 12%. The reason behind … Continue reading

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Lump-sum or Partial Withdrawal from EPF at 55?

Your EPF savings can be the largest disbursement amount that you will see in your lifetime. It’s something that most individuals anticipate throughout their working life. It can give them a sense of fulfillment as it’s possible for them to … Continue reading

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