Category Archives: Finance Tips

What is Dishonoured Cheque?

Have you ever try to bank in the cheque but it bounced? In this situation, there’s a high possibility the current account holder issue the dishonoured cheque. So, what could you do? Normally, a dishonoured cheque is a cheque that … Continue reading

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How Does Base Lending Rates (BLR) Affect You?

Since July 2010, our Base Lending Rate (BLR) has increased 6.05% to 6.30%. As a result, borrowers have to pay additional months of installments. This is because when BLR increase, your interest payable or your loan tenure will also be … Continue reading

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Budget 2011: 100% Housing Loan For First Home Buyers

Great news for first time home buyers! For those incomes below RM3000 no need to make 10% down payment on house purchased as they can obtain 100% full loan. It brings more benefits to those low income group and fresh … Continue reading

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CIMB Western Union Fees & Charges

Mostly I will go to withdraw my Google Adsense earnings via Western Union at local branch of CIMB Bank. It’s a very pleasant experience and served almost instantly. For me, Western Union is a very reliable and trustable Money Transfer … Continue reading

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How to Calculate Real Property Gains Tax?

Under Budget 2010, effective from 1st January 2010, Real Property Gains Tax (RPGT) has been re-imposed and it has fixed at 5% on the gains from the disposal of real property. The RPGT for the first year is 5% and … Continue reading

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