Category Archives: Loan

Difference Between MRTA vs MLTA

Basically, both are the Mortgage Life Insurances which pay off the outstanding loan balance in the event that the borrower dies or suffers from total and permanent disability before the loan is fully settled. MRTA known as Mortgage Reducing Term … Continue reading

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Difference Between Housing and Car Loan Interest Calculation

I believe still many people do not know how the housing loan and car loan interest are calculated differently. Car loan is not like housing loan. Car loan interest is calculated based on the total amount of loan that you … Continue reading

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Why PTPTN Loan Interest Rate Still 3% ?

I think I should feel proud at this moment because I always keep on paying back the PTPTN loan. Compare to many other borrowers, most of them will defy the loans even they have money to payback. And, in the … Continue reading

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Considerations Before Applying Education Loan

Private Student Loans can help you to cover your cost of college education when savings, scholarships and parent aid aren’t enough. However, sometimes we need to know the student loans information in order to help you understand your responsibilities and … Continue reading

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How To Payback PTPTN Loan ?

Mostly I will choose to payback more than the original installment amount because if the borrower settles the PTPTN loan earlier, then the PTPTN loan interest charge will be reduced based on the remaining monthly balance. Assume monthly PTPTN payment … Continue reading

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