Category Archives: Retirement Planning

How to Maximise Your EPF Retirement Savings?

As everybody known, EPF manages its funds with one risk profile and that is extremely conservative. Taking out your money from the EPF to invest makes sense because you can choose a fund that suits your risk profile or investing … Continue reading

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Where EPF Invest Our Money?

Have you ever wonder where do Employees Provident Fund (EPF) invest our hard earn money? We knew our finance ministry would not be able to give guarantee returns in the EPF rates or the money received from the stock market. … Continue reading

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Do You Feel Satisfied with EPF Dividend Rate for 2010?

Recently, EPF declares the dividend payout of 5.8% for the year 2010. Compare to year 2009(5.65%), it is an increase of 0.15% in dividend payout. Thus, the returns for the year 2010 is in fact slightly better than 2009. The … Continue reading

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EPF Employee Contribution Rate Revert to 11%, Good or Bad?

Before that, our government allow employee to reduce their EPF contribution from 11% to 8%. However, start from this month, the EPF employee contribution rate will back to normal which is 11% while their employer’s contribution rate still remains at … Continue reading

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How to Calculate Singaporean CPF?

Singapore’s CPF (Central Providend Fund), is different from Malaysia’s EPF. It provides many working Singaporeans with more sense of security in their retirement. Do you know why? Under this CPF Contribution Scheme,  you will be deducted 20% of your total … Continue reading

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